Staff Absence Insurance

Staff absence insurance, also known as, school staff insurance, covers you against the increased cost of working as a result of a staff absence. A claim can cover you for the costs of things like calling in a substitute teacher and sickness pay.

If a member of staff is unable to work, there can be unexpected costs. Supply cover can be an unforeseen expense for long periods and often isn’t budgeted for. Having an insurance policy is like having a safety net. Staff absence insurance helps to protect you from these unplanned expenses by paying you a benefit, allowing you to budget more accurately.

With just one form, we source four different staff absence policies from three A-rated insurers, saving you time and effort. We’ll then compare our policies for you in line with your needs so that you can make an informed decision. The Department of Education encourages you to conduct a ‘best value’ analysis. By using The Education Broker, you’ll be doing this in one easy step.

All of our staff absence insurance policies have the option to include maternity, paternity and adoption leave cover. These are all different so that you can choose the right level of cover for your school’s requirements.

When you take out a policy with us, you'll be entitled to use of our wellbeing service, Health and Wellbeing Hub. It’s designed to proactively maintain or improve the health of your staff, reducing the likelihood of absence. We’ll arrange for a health technician to visit your school to perform health checks on your insured staff. They’ll then go through the results with you and offer advice to improve your schools – it’s a great team-building exercise and makes your staff really feel like you care.

Every case is different so please contact us to chat through your circumstances with a member of our team.

Yes. You can cover staff such as administrative staff, support staff and caretakers. Simply choose the staff categories you want to be covered. Part-time staff can also be covered, with the benefit proportionate to the hours worked.

All claims are handled by our in house claims department. You will be given your own claims handler who will be able to answer any questions you have. Remember the sooner you make your claim the sooner we’ll be able to pay you. We’ve made it easy for you to log a claim with a number of ways to contact us

If there are staff changes, it’s important to let us know as soon as possible so that your policy is kept up to date – this helps us to pay your claims promptly. Making a staff change is easy and can be done at any time. Simply contact our team.

Our Health & Wellbeing Hub comes as standard with our staff absence policy and is designed to help you with your ‘duty of care’ to your employees and colleagues. It’s there to assist your staff in improving or maintaining both their mental and physical health, in turn cultivating wellbeing in your school, and includes:

Employee Assistance Programme - ranging from online information to face-to-face and structured telephone counselling (up to 8 sessions per issue).

24-hour confidential helpline - to provide support for a variety of issues, including personal life, work issues, health, and retirement.

Health-checks for insured staff - performed at the insured academy, by professional health practitioners.