Directors and Officers Insurance

Gives financial protection for possible repercussions of acting on behalf of your company. AKA management liability insurance, offers protection for personal claims proceedings arising against you from decisions or acts in the workplace. Includes legal defence costs for wrongful acts and protection from stakeholders, shareholders, trading standards, environmental or other regulatory claims.

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About Directors and Officers and Trustees Liability Insurance


Legal cover with directors and officers insurance policy

We are able to offer policies with no excess to pay if a claim against you as an individual is successfully defended


Personalised directors and officers liability insurance

We can offer tailored cover to suit your needs including cover for start-ups


Professional claims service

Expert advice to help you with claims you face

Direct Debit

Pay by Direct Debit

You can choose to split your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit

Features of Directors and Officers and Trustees Liability Insurance

Standard cover

Defence costs for corporate health and safety

Defence costs of health and safety, including corporate manslaughter, are included in our directors and officers liability insurance policies, meaning that should the very worst happen, your costs are covered.

Cover for retired or resigned directors

Directors and officers liability insurance can include up to 6 years' run off cover from the date of retirement/resignation, protecting past directors should a claim arise out of work completed during their employment.

Costs and awards of claims

Defence costs and awards arising from pollution, a failed private offering, administration of a company pension or benefit scheme, or by individual shareholders are covered by directors and officers liability insurance.

Additional policy benefits

The directors and officers liability insurance policy can be packaged as part of a management portfolio to include employment practice liability and corporate legal cover.

Directors and Officers and Trustees Liability Insurance FAQs


I am a board member with various organisations; will I be covered for all my memberships?


Yes, we can cover board members for outside entities, as long as these memberships are specified at the start of your policy. This will exclude PLCs, firms with assets in the USA and a range of Financial institutions – private equity, securities, banking and insurance etc.


What happens to the policy in the event of a merger or takeover?


In the event that someone acquires more than 50% of your company, or you consolidate with another company please contact your adviser to ensure you are protected.


Will my spouse and estate be covered for liability?


Our policy can cover the lawful spouse and civil partners of directors in enforcement proceedings against joint assets.


Do you require a shareholder to hold a certain percentage to be eligible for cover?


No. There is no minimum or maximum amount for eligibility.

We can offer cover for FCA regulated firms as part of a package policy so you can include it if you are also buying other cover such as professional indemnity.


Can I pay in instalments?


To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.


Where can I find more information about monthly Direct Debit?


If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Give us a call

on 0344 892 1384 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim