Employee Benefits Insurance
Perk up your workforce and drive productivity with personalised employee health and lifestyle benefits, through our sister company Towergate Health & Protection.
- Reduce staff absence
- Improve wellbeing
- UK-based support online call us on 0800 389 7723 or request a callback
One of the UK's leading independent insurance brokers
Why choose employee benefits insurance with Towergate?
Employer of choice
Employee benefits come in many forms and are an important part of the overall compensation package offered to employees.
Reduce staff absence
Helping to meet the health and wellbeing needs of people before problems arise is crucial to keeping a business running successfully.
Improve wellbeing
Offering wellbeing programmes in the workplace can help to improve morale, health and productivity.
About employee benefits insurance
Expert employee benefits advice
Looking after employee health and wellbeing can be time-consuming and costly, so using our expertise can save you time and improve ROI as we search the whole of the market for you. Our team will be on hand to advise you on how to best protect your employees and your business.
Promoting engagement
Providing benefits to staff is one thing, but it is equally if not more important to demonstrate the value of what’s being offered to employees. We provide this support with member presentations, materials and on-site clinics which will help you to maximise the impact and value of the employee benefits offered. This helps to motivate and engage your employees, as well as attract and retain the best staff.
The option to have your claims handled by experts
For extra support, our dedicated claims concierge team can handle employee benefits claims on your company’s behalf. In addition to offering you reassurance and assistance, making use of our claim handlers’ extensive knowledge and experience can result in insurers reconsidering previously declined claims.
Comprehensive, flexible and affordable employee benefits
Our experts will consult with you to understand the particular requirements of your company and to help solve the problems your business is facing, by supporting you with the most relevant and suitable employee benefits. We will deliver a customised health and wellbeing solution tailored to your needs and budget, which will help to support your plans to improve employee health, engagement and productivity.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on the number in your policy documents and explain exactly what happened.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Employee benefits insurance FAQs
Workers now expect employers to provide more than just a salary. As well as their income, employees consider the total reward package when selecting an employer. On the employer’s end, these benefits are an excellent way of attracting and retaining the most valuable, experienced staff, as well as helping to provide continuity should an employee fall absent due to ill health.
The tax treatment depends on the kind of benefit being offered, with most employee benefits being taxable as a benefit in kind. Some benefits can also provide tax efficient means of covering the lives of key staff. Contact us today and speak to one of our employee benefits consultants to find out more.
Most employee benefits extend to the immediate family and can be used to cover dependants. More and more these days, we’re seeing employers cover the dependants of staff members as a gesture of goodwill that also helps to attract and retain top-tier experienced staff members.
Most benefits offered to UK staff can be extended to your staff seconded abroad, subject to that country’s legislation and UK rules governing the benefit in question. Contact us today and speak to one of our employee benefits consultants to find out more.
We will work with you so that we can advise you on the relevant legislation, tax implications and your obligations to staff as an employer. Our team of consultants will then discuss the options available to you and recommend the most suitable solutions for your business and your staff.
Yes. We’re happy to discuss the full range of services you might want to provide alongside your core employee benefits, which could include:
- Private medical insurance (UK and/or international)
- Group life cover
- Group income protection
- Group critical illness
- Group travel insurance
- Group dental insurance
- Employee assistance programmes
- Health assessments
- Flexible benefits platforms
- Business protection including shareholder, key person, relevant life
Employee benefits insurance articles and guides
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