Classic Bike insurance

Tell us if you’re a member of a classic motorcycle club and we’ll see what we can do to provide a specialist rate for your cover. We work with a huge number of clubs. Visit our full list of clubs and see if yours is listed. If your club is not listed please do get in touch and we’ll see if we can get in touch with your club and strike up a deal!

If you only do a handful of miles per year on your classic bike, we can offer you a reduced premium. Our reduced premiums start at 1000 miles or less per year and go all the way up to 10,000 miles per year at which point you’ll need to be part of the VJMC or the VMCC to be eligible for a reduced premium.

We provide cover for your accessories as standard. It’s a flat rate all the way up to £750 so as long as the total value of your leathers, helmet, boots gloves and clothing falls below that limit, we’ll reimburse you if they’re damaged whilst you’re using your motorcycle. Please also be aware that there is £25 excess on this policy feature

Footman James can tailor your classic motorcycle insurance policy to include extra cover for your extra special bike. Added value covers include; spare parts cover, European motoring cover, ride to work (commuting use) and ‘agreed value’ cover which often means your bike will be insured for a more accurate value based on aspects such as history and added value through restoration. Furthermore, if you purchase more classic bikes while you’re insured with us, you can add them to your policy as you go. When you make a new purchase, simply give us a call and we’ll adjust your policy accordingly.