Race Transporter Insurance

Race Transporter Insurance

From basic to fully comprehensive, we have a range of insurance policies for your motorsport transporter. Vehicle and accessory damage, legal costs and new race van replacement cover, as well as European and Direct Debit payment options available.

01536 486 060

Weekdays 9am – 5pm

About Race Transporter Insurance

Flexibility

Flexible race van cover

A range of policies to choose from - basic to fully comprehensive.

Car

Drive (almost) anywhere

European cover option available on your race transporter insurance policy.

Money

Discounts available

Race transporter insurance discounts available for limited mileage vehicles.

Direct Debit

Pay by Direct Debit

You can split your payments into instalments

Features of Race Transporter Insurance

Standard cover

Legal representation and costs

Our race transporter insurance policies cover reasonable legal costs and expenses for representing you at an inquest or enquiry should an accident occur in which you are deemed liable.

Theft and fire race transporter cover

Should your race transporter be damaged or lost due to fire, lightning, explosion or theft, our race van insurance policies will cover this, plus standard accessories, and entertainment equipment.

New race van replacement*

If, within one year of purchasing your vehicle from new, it incurs damage that will cost more than 60% of the manufacturer's list price, subject to the policy terms and conditions, the insured vehicle will be replaced with a new one of the same make, model and specification. *This applies to most race transporter insurance policies - please check with your adviser to confirm that your policy includes this feature.

Replacement locks cover

Should your race transporter keys, lock transmitter or entry card become lost or stolen, up to £500 will be paid towards the cost of replacing: the door and boot locks, the ignition and steering locks, and the lock transmitter or the entry card. Please refer to your race van insurance policy for more details.

Race Transporter Insurance FAQs

Question

What is race transporter insurance?

Answer

Race transporter insurance, also known as race van insurance, is a product designed to protect you from the financial implications of an accident or unfortunate event in relation to your vehicle.

Question

Do I need race transporter insurance?

Answer

It is a legal requirement to have motor insurance on your race transporter, but this doesn’t have to be a specialist race van insurance policy. However, there are benefits to taking out a specialist policy for commercial vehicles, from an insurer which understands how you are going to use your vehicle and can tailor your policy accordingly. This can also sometimes result in lower premiums.

Question

Will my race transporter insurance cover me for trips outside the UK?

Answer

Some of our policies include 90 days of EU cover per policy cycle. If this is a feature you are interested in, please do let an adviser know.

Question

What are the exclusions of your race transporter insurance offering?

Answer

We offer a range of race van insurance policies to suit different needs. Common exclusions include:

  • Contents within the vehicle
  • Driving other cars
  • Wear and tear or mechanical breakdowns
  • Theft cover if keys are left in the vehicle or security requirements are not met

Question

What are the security requirements needed to take out your race transporter insurance?

Answer

Security requirements vary by policy, depending on the value of your vehicle. Please speak to an adviser to find out what security measures you would need to adhere to.

Question

Can I pay in instalments?

Answer

If you would prefer to spread the cost of your race transporter insurance policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 01536 486 060 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim