How to get a better car insurance deal without a ghost broker
You can often save money on your insurance premiums by discussing your needs with an insurance broker who is registered with the FCA.
There are a number of things you can do to reduce your premium, without risking having invalid insurance.
Reduce your mileage and it can reduce your premiums
Many of us are now working from home, which for many can significantly reduce the mileage you do each year in the vehicle. Many insurers will provide a discount for a reduced mileage as you are less likely to have an accident on the road.
Add car security to reduce your motor insurance
Many owners add extra security to a vehicle. These can often provide a discount from your insurer, if they are a recognised security option. Don’t forget to mention this to your insurer when obtaining a quotation. This could also include where you keep your vehicle, such as in a garage rather than on the street.
Use a specialist motor insurance provider
There are a wide range of affinity groups and brokers now offering specialist insurance for your vehicle; these could be for:
- Classic cars
- Use for a trade or profession
- Make of vehicle
- Modified
- Young driver insurance (telematics)
As a specialist provider they may have additional discounts and offers available for your vehicle.