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Van Hire Excess Insurance

Daily excess cover from £10.99 when hiring a van from insurance4carhire.

  • Damage and theft excess cover
  • Multi-drivers policy
  • UK based support
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Why choose van hire excess insurance with Towergate?


Damage and theft excess cover

Excess on damage and theft up to a maximum of £6,500


Multi-drivers policy

Multiple drivers can be added on one policy


Up to 60 days

Covers non-commercial van rentals in the UK and Isle of Man for rental periods up to 60 days


Pay for your van hire excess insurance by Direct Debit

You can split your payment into instalments

About van hire excess insurance


Damage and theft excess cover for your hired van

We can provide van hire excess cover up to a maximum of £6,500 for both damage and theft. Note that damage to the interior or contents of the van is excluded.


Wide-reaching van hire excess insurance

Whether you're renting a van to move house, or renovating your home, our van hire excess cover can cover many situations. Polices are available for rental periods up to 60 consecutive days and for drivers from the age of 21 to 84 inclusive.


Cover for additional van driver

Our van hire excess insurance can cover up to seven additional drivers within the same policy, provided they are named in your rental agreement for the vehicle. They do not need to be added to your van hire excess insurance policy.


Misfuelling and van key cover

We can offer cover for misfuelling incidents or if you have an issue with your hired van’s key. Up to £500 is available per claim for these incidents.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0344 892 1770 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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  • Fill in our online quote form or call us
  • Purchase your policy
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Van hire excess insurance FAQs

Van hire excess insurance is designed to cover the excess you'd have to pay towards a claim with your van hire company.

If you have purchased our van hire excess policy from insurance4carhire, decline the van rental company’s excess cover at the counter when you collect the van. Please note that you will need to ensure your credit card has enough credit to cover the full excess amount at the time of collecting the van, as the rental company may reserve the funds on your card even if you are not charged.

If the van is damaged or stolen, the van rental company will charge your credit card for the excess amount. You can then claim for a full reimbursement (subject to any limits) of the excess through insurance4carhire.

Our van hire excess policy covers vans for non-commercial use. Other restrictions are as follows: we cannot cover camper vans; vans with an unladen weight exceeding 3.5 tonnes; vans with a market value of over £50,000; or vans over 10 years old.

If you, as an insurance4carhire policy holder, rent a van, you can add up to seven additional drivers (so long as they are named on the rental agreement) and they will also be covered.

Our van hire excess insurance is limited to rentals in the Isle of Man and the UK.

Our van policy is purely to cover your excess. You must ensure your van rental agreement includes Collision Damage Waiver (CDW) cover, also sometimes referred to as Loss Damage Waiver (LDW) cover. This tends to be standard in the UK.

No, daily van excess cover is a voluntary insurance. However, bear in mind that excesses can range £500-£2000 on average and therefore being covered can be worth it.

Read more FAQs

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