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Van Hire Excess Insurance

Daily excess cover from £10.99 when hiring a van from insurance4carhire.

  • Damage and theft excess cover up to £6500
  •  Cover for single trips for up to 60 continuous days
  • Misfuelling and key cover up to £500 per claim

The Van Hire Excess insurance policy is provided and administered by our partner insurance for car hire. Towergate act as an introducer for insurance4carhire. By clicking 'Get a Quote' you will be directed to the insurance4carhire website.

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insurance4carhire policies include:

People

Damage and theft excess cover

Cover against excess costs of up to £6,500 in total, per year, if your hire car is damaged or stolen.

Sun

Cover for additional drivers

Cover up to seven additional drivers per rental.

Landlord

Misfuelling and key cover

Misfuelling and car key cover - cover for each, up to £500 per claim.

Van

Cover for up to 60 days

Van hire excess policies are available for rental periods up to 60 consecutive days.

About van hire excess insurance

Van

Damage and theft excess cover for your hired van

Cover against excess costs of up to £6,500 in total, per year, if the van you hire is damaged or stolen. Please note that damage to the interior or contents of the van is excluded.

House

Flexible van hire excess insurance

Whether you're renting a van to move house, or renovating your home, this van hire excess cover can cover many situations. Policies are available for rental periods up to 60 consecutive days and for drivers from the age of 21 to 84 inclusive.

People

Cover for additional van driver

This van hire excess insurance can cover up to seven additional drivers within the same policy, provided they are named in your rental agreement for the vehicle. They do not need to be added to your van hire excess insurance policy.

Money

Misfuelling and van key cover

This policy can offer cover for misfuelling incidents or if you have an issue with your hired van’s key. Up to £500 is available per claim for these incidents.

Ready to get covered?

  • Visit insurance4carhire to get a quote
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Van hire excess insurance FAQs

Van hire excess insurance is designed to cover the excess you'd have to pay towards a claim with your van hire company if it is damaged or stolen. You can claim back the excess cost up to the maximum level of cover. It means that the insurer will reimburse you the amount of excess you have to pay out.

If you have purchased van hire excess policy from insurance4carhire, decline the van rental company’s excess cover at the counter when you collect the van. Please note that you will need to ensure your credit card has enough credit to cover the full excess amount at the time of collecting the van, as the rental company may reserve the funds on your card even if you are not charged.

If the van is damaged or stolen, the van rental company will charge your credit card for the excess amount. You can then claim for a full reimbursement (subject to any limits and terms and conditions of the policy) of the excess through insurance4carhire.

Insurance4carhire can offer van hire excess cover for vans used for non-commercial use. Other restrictions are as follows: they cannot cover camper vans; vans with an unladen weight exceeding 3.5 tonnes; vans with a market value of over £50,000; or vans over 10 years old.

If you, as an insurance4carhire policy holder, rent a van, you can add up to seven additional drivers (so long as they are named on the rental agreement) and they will also be covered.

Insurance4carhire's van hire excess insurance is limited to rentals in the Isle of Man and the UK.

The insurance4carhire van policy provides cover for the reimbursement of the excess paid if your vehicle is damaged or stolen, subject to the terms and limits applicable. You must ensure your van rental agreement includes Collision Damage Waiver (CDW) cover, also sometimes referred to as Loss Damage Waiver (LDW) cover.

No, daily van excess cover is a voluntary insurance. However, it is important to consider that the costs of the excess if the vehicle is damaged or stolen.

Read more FAQs

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