Van Hire Excess Insurance

Daily excess cover from £10.99 when hiring a van from insurance4carhire.

0344 892 1432

Monday - Friday 9am – 5pm (3.45pm on the first Friday of each month)

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About Van Hire Excess Insurance

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Damage and theft excess cover

Excess on damage and theft up to a maximum of £6,500

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Multi-drivers policy

Multiple drivers can be added on one policy

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Up to 60 days

Covers non-commercial van rentals in the UK and Isle of Man for rental periods up to 60 days

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Pay for your van hire excess insurance by Direct Debit

You can split your payment into instalments

Features of Van Hire Excess Insurance

Standard cover

Damage and theft excess cover for your hired van

We can provide van hire excess cover up to a maximum of £6,500 for both damage and theft. Note that damage to the interior or contents of the van is excluded.

Wide-reaching van hire excess insurance

Whether you're renting a van to move house, or renovating your home, our van hire excess cover can cover many situations. Polices are available for rental periods up to 60 consecutive days and for drivers from the age of 21 to 84 inclusive.

Cover for additional van driver

Our van hire excess insurance can cover up to seven additional drivers within the same policy, provided they are named in your rental agreement for the vehicle. They do not need to be added to your van hire excess insurance policy.

Misfuelling and van key cover

We can offer cover for misfuelling incidents or if you have an issue with your hired van’s key. Up to £500 is available per claim for these incidents.

Van Hire Excess Insurance's FAQs

Question

What is van hire excess insurance?

Answer

Van hire excess insurance is designed to cover the excess you'd have to pay towards a claim with your van hire company.

Question

How does van hire excess insurance work?

Answer

If you have purchased our van hire excess policy from insurance4carhire, decline the van rental company’s excess cover at the counter when you collect the van. Please note that you will need to ensure your credit card has enough credit to cover the full excess amount at the time of collecting the van, as the rental company may reserve the funds on your card even if you are not charged.

If the van is damaged or stolen, the van rental company will charge your credit card for the excess amount. You can then claim for a full reimbursement (subject to any limits) of the excess through insurance4carhire.

Question

Does my van insurance policy cover campervans and minibuses?

Answer

Our van hire excess policy covers vans for non-commercial use. Other restrictions are as follows: we cannot cover camper vans; vans with an unladen weight exceeding 3.5 tonnes; vans with a market value of over £50,000; or vans over 10 years old.

Question

Can I get van hire cover for more than one driver?

Answer

If you, as an insurance4carhire policy holder, rent a van, you can add up to seven additional drivers (so long as they are named on the rental agreement) and they will also be covered.

Question

Does van hire excess insurance cover me outside of the UK?

Answer

Our van hire excess insurance is limited to rentals in the Isle of Man and the UK.

Question

Does your van hire excess policy include Collision Damage Waiver?

Answer

Our van policy is purely to cover your excess. You must ensure your van rental agreement includes Collision Damage Waiver (CDW) cover, also sometimes referred to as Loss Damage Waiver (LDW) cover. This tends to be standard in the UK. 

Question

Is van hire excess insurance a legal requirement?

Answer

No, daily van excess cover is a voluntary insurance. However, bear in mind that excesses can range £500-£2000 on average and therefore being covered can be worth it.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Give us a call

on 0344 892 1770 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim