We offer a diverse range of policies designed to meet the insurance needs of the film, video and multimedia industry.
Perfect for shooting music videos, short films or sporting events.
Our insurance covers shoots globally.
Expert advice and in-house team to help you deal with claims quickly and efficiently.
Choose to spread your payment into 10 monthly Direct Debit instalments.
Our cover can suit professional videographers at any stage in their career. You can simply choose video equipment insurance, or if videography is your career you can add cover for your business. Please remember that we cannot cover damage caused by general wear and tear.
Our annual policies are ideal if you are producing content all year round in the form of corporate events, shooting webisodes or shooting promotional content for advertising agencies. The policy is designed for frequent use of hired equipment along with liability protection for production team members. However, we can also offer short-term videography cover.
Whether you are producing a documentary for broadcasters, or shooting a feature film for worldwide release, you will require production insurance. We protect you against costs for cast, crew and film equipment should the shoot be interrupted. Just note that acts of fraud or dishonesty by employees will not be covered. We can cover shoots in the UK, EU or worldwide and we can work with you to establish your needs and tailor the cover to fit you.
We ensure wider covers are provided for the freelancer who uses high-value equipment. Whether you’re a cameraman using a Steadicam, a sound recordist, an audio and lighting technician or a grip, we can arrange the right cover for you through multimedia insurers, This cover is not available online so speak with our team and we'll arrange this for you.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Our Professional policy includes optional media liability insurance – public and product. If you have employees then you'll be legally required to arrange employers’ liability insurance, which is available with our Professional policy.
We replace your items on a new for old basis so; in the unfortunate event of a total loss you get the latest equivalent model as a replacement. By checking how much an equivalent replacement costs in the market today, you will get a good idea of the value you should insure your own equipment for. Don’t forget, if you are VAT-registered you can deduct this element from your total value.
We have a variety of covers available to suit your travel arrangements, from UK cover, to UK and Europe cover, to worldwide. Our standard cover is UK and 45 days worldwide; you do not need to notify us when you go abroad unless you exceed 45 days in any one policy year. If worldwide cover is selected, travel cover is unlimited; however, a maximum trip limit of 90 days in any one trip is applicable.
If you have any queries in respect of cover abroad, please contact us.
The answer is no provided you have receipts and invoices for your equipment in the event of a claim. If you are concerned that you may not have these then please supply an equipment list, and this can be good business practice to make sure that your sum insured is always adequate.
Yes, full cover is extended to equipment within the hold of an aircraft subject to the equipment being in a locked Peli Case or similar protective casing.
Yes, we have Towergate Insurance (Camerasure) policies that provide cover for 'open theft' and this would include opportunist. This means we do not require signs of forcible or violent, entry or exit for the theft cover to be in force.
We only need to know about claims you have made in the last five years. Each claim is considered on an individual basis and though some may have no effect on your policy, others might. Just make sure you let us know and we will talk you through it, failure to disclose a claim can invalidate your cover.
Yes, Towergate Insurance (Camerasure) photography insurance excesses vary but full details can be found on your policy documents or you can contact one of the team.
Yes, we have teamed up with a leading Lloyds aviation insurer to offer you a specialist aviation cover and claims service for commercial users of drones. We can provide expert liability and hull protection backed up by a team of aviation claims specialists. They have access to lawyers who are experienced in working with some of the largest global aviation operators and the complex liability issues that can arise.
If you would prefer to spread the cost of your photography insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).
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