Psychotherapists’ Insurance

As every profession is open to different risks and claims for unforeseeable events, it's not possible for us to safely recommend a level of cover. It is your responsibility to ensure sufficient cover is in place. However, we can offer full flexibility on your policy, meaning that if you need to raise or lower the level of cover at any time, we can accommodate this. Industry organisations or professional bodies may be able to provide guidance.

Yes. Professionals who send out products, offer advice, or provide services from their own home can still cause harm for which they may be liable. For this reason, it’s important you don’t make an assumption that negligence claims cannot arise while working from home. Speak with an adviser about the potential risks you face.

You may want to consider run-off cover to provisionally cover you against claims made against you for work done while you were practising. Our advisors will be able to set this up for you at the end of your policy.

Being a member of a professional association or industry body can entitle you to preferential rates. Speak to one of our advisers to find out what association benefits you are entitled to.

If you would prefer to spread the cost of your policy, you can set up a direct debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

See how PCL work with Towergate by reading our Regulatory Information.

Offer available. Price based on a BACP student member selecting a £1million limit of indemnity as a sole trader. Underwriting and eligibility criteria will apply.

Price correct as at July 2021.