Classic Car Insurance

Classic Car Insurance

Specialist insurance for classic and vintage vehicles from Footman James.

0330 173 6640

Mon - Fri 8am - 6pm, Sat 9am - 1pm

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Part of The Ardonagh Group

About Classic Car Insurance


Tailored classic car insurance

Tailor your policy to suit your needs


Hassle free

Hassle free agreed value


Car club member rates

Specialists rates for club members

Direct Debit

Pay for your Classic Car insurance by Direct Debit

You can split your payments into instalments

Features of Classic Car Insurance

Standard cover

Rely on our expertise

Classic Vehicle insurance specialists for over 30 years. Footman James was acquired by Towergate in December 2013 as a leading specialist in classic motor insurance. Footman James understands the cherished car movement and has developed a wide range of products for owners, collectors and professionals alike.

Agreed value classic car cover

Agreed value is a key feature for classic car owners to consider. Rather than insuring your car at market value, you are able to take into consideration its classic car status and agree a value with us before you insure. If you then suffer a total loss claim, you will receive the full value agreed. Just remember, your policy excess will be deducted from the total.

Retrieve and store your documents online

We're ever improving our service for our customers and online customers are now able to retrieve and store their policy documents online. Simply login to our new document portal and find all your documents in one place.

Specialist insurance rates for car club members

We give specialist rates if you are a member of a Footman James approved classic car club. These can be applied both online and over the phone. You can also get discount if you limit the mileage on your cherished car insurance policy. Mileage options available are between 1,000 and 10,000 miles.

Classic Car Insurance FAQs


How old does a car have to be in order to qualify for classic insurance?


Normally 20 years, however this can reduce for certain marques or subject to certain club membership.


What does 'agreed value' mean in relation to my classic car?


Agreed value means if your vehicle is lost or totally destroyed, and the value of your vehicle has been agreed, you have the certainty that you will be paid out the amount shown on your policy schedule.

You should be aware that the maximum amount payable by insurers will be the amount shown under ‘Value’ on the Vehicle Details section of your Renewal Schedule, regardless of the market value at the time of the loss.


What does 'market value' mean in relation to my classic car?


Market value means if your vehicle is lost or totally destroyed, you will be paid out the value of the vehicle at the time of the claim in line with current market trends.

This could be more or less than the amount shown under ‘Value’ as shown on the Vehicle Details section of your Renewal Schedule.


What should I do if I have an accident in my car?

  • Obtain the name and address of any persons involved in the accident and any witnesses. This should include details of any passengers in any other vehicle involved.
  • Report any claim, accident, theft or loss as soon as possible by contacting the telephone helplines shown in your insurance documents. The sooner we know about an incident the sooner we can start helping you.
  • Send any writ, summons or letters received in connection with any claim, accident or loss to us as soon as you receive them.
  • Tell us at once if you receive any notice of prosecution, inquest or fatal accident inquiry connected to the incident.
  • Report any theft, or your vehicle being taken without your consent immediately to the police and obtain a crime reference number
  • You should not admit that the accident was your fault
  • You should not attempt to negotiate the settlement of a claim from another person.

We will defend or settle any claim made against you on your behalf

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Call the claims team

on 0843 357 1354 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim