Therapists Insurance

Specialist liability cover for therapy practitioners. Speedy, specialist insurance with no hidden fees, cover to work anywhere in the world and a 24-hour legal helpline.

0330 123 5810

Weekdays 8.30am - 5.30pm

Email us for a call back

Therapist Insurance FAQs

Question

How do I know how much cover I need?

Answer

For their own liability reasons you are unlikely to find an insurance company who will advise you exactly on how much cover you need. It is essentially your responsibility to take out adequate cover although our advisors can go through your options over the phone and explain how you might want to calculate this cost. Alternatively, many industry organisations or professional bodies will likely be able to offer your some advice.

Question

I only work from home, do I still need professional indemnity insurance?

Answer

Professionals who send out products, offer advice of some kind, or provide some services from their own home can still cause harm for which they may be liable. For this reason it’s important you don’t make an assumption that you can’t do any damage when tucked away in your own home, and speak with an advisor about your risks.

Question

What happens if I retire or cease trading?

Answer

When you stop trading or retire we recommend you still have something called ‘run off’ cover. This means that claims raised against you for an event that happened while you were still trading are covered (a claim can be raised any time up to 3 years after the fact). When you are ready we can arrange cover for you for this.

Question

Do I receive a discount as a member of a professional association?

Answer

Many of our customers can get a discount on their insurance simply by being a member of a professional association or industry body. What’s more, for many of these, we also offer profession specific policies too. This means you can get specific cover with great discounts! Speak to one of our advisors to find out how much you can save.

Question

Can I pay in instalments?

Answer

If you would prefer to spread the cost of your Talking Therapist Insurance policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).