Sml Shield

Trusted by over 400,000 with their insurance needs

Sml Star

Our service is rated ‘Excellent’ on Feefo

Sml Agent (1)

Over 2000 insurance specialists ready to support you

Beauty Therapist Insurance

Beauty therapist insurance to cover a wide range of treatments.

  • £5m cover for public and product liability and £1m for treatment liability
  • Beauty therapist cover for individuals working in salons
  • Access your quotes, policies and renewals in your online account
A shield with a tick inside it on a big translucent blue circle
Head shot of a smiling woman with her hair in a towel holding an open jar of cream with the bottom against her eye
If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 4252 customer reviews

Feefo Logo

Why choose beauty therapist insurance with Towergate?

Flexibility (1)

Beauty therapist indemnity

Policy includes a £5 million limit for public and product liability, and a £1  million limit for treatment liability

Circle with a pound sign in the center and rays around it

Flexible beauty therapist cover

Cover provided within Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.

Direct Debit icon

Cover for various beauty treatments

Cover for a range of different treatments, including microdermabrasion and spray tanning.

Paper with lines and ring binder along top

Beauty therapist insurance to suit you

Cover for working from home, in a salon or at a customer’s premises

About beauty therapist insurance

House icon with a hammer in one diagonal and a spanner over the hammer in the other diagonal

24-hour helpline service with our beauty therapist insurance

Beauty therapist insurance gives you access to a 24-hour helpline which can provide instant impartial advice in the event of a potential claim against you.

Money bag being held by one hand with another holding the neck of the top

All-round beauty therapist cover

Towergate's beauty therapist insurance package includes public and product liability, treatment liability, and legal expenses cover as standard. We can also provide cover for your business equipment: please speak to our advisers for more information.

Two hands with wrists close together palms open with a house between them

Cover for a range of beauty treatments

Our policy includes cover for many different beauty therapy treatments, including skin care, waxing, spray tanning and microdermabrasion.

Flexibility (1)

Cover for self-employed beauty therapists

This product has been designed for self-employed individuals, who may work in a salon on a freelance basis, or who are mobile or work from home. (They are not suitable for members of staff directly employed by a salon on a new or existing agreement).

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on the number in your policy schedule and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Beauty therapist insurance FAQs

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

You must hold the relevant certificates and qualifications for all professional treatments undertaken.

Full details of the policy terms and conditions are available on request. It is important to read your policy documents.

Beauty therapist insurance articles and guides

Why You Should Not Cancel Your Care Professional Liability Insurance

If you are travelling with pre-existing medical conditions, read our tips to help you have a safe and comfortable journey.

Read more

Do I need a public liability insurance certificate?

A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

Read more

What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

Read more

*54% of new business customers buying a basic beauty package paid this premium during Jan and Feb 2023. For comparison only, prices vary according to your circumstances and the type and level of cover you choose.