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Beauty Therapist Insurance
Beauty therapist insurance to cover a wide range of treatments.
- £5m cover for public and product liability and £1m for treatment liability
- Cover for self-employed beauty therapists working as an individual or renting a chair in a salon
- Free health & safety portal access
One of the UK's leading independent insurance brokers
Why choose beauty therapist insurance with Towergate?
Beauty therapist indemnity
Policy includes a £5 million limit for public and product liability, and a £1 million limit for treatment liability
Flexible beauty therapist cover
Cover provided within Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
Cover for various beauty treatments
Cover for a range of different treatments, including nail packages, hair and beauty.
Beauty therapist insurance to suit you
Cover for working from home, in a salon or at a customer’s premises
About beauty therapist insurance
24-hour helpline service with our beauty therapist insurance
Beauty therapist insurance gives you access to a 24-hour helpline which can provide instant impartial advice in the event of a potential claim against you.
All-round beauty therapist cover
Towergate's beauty therapist insurance package includes public and product liability, treatment liability, and legal expenses cover as standard. We can also provide cover for your business equipment: please speak to our advisers for more information.
Cover for a range of beauty treatments
Our policy includes cover for many different beauty therapy treatments, including nails, hairdressing and skin care.
Cover for self-employed beauty therapists
This product has been designed for self-employed individuals, who may work in a salon on a freelance basis, or who are mobile or work from home. (They are not suitable for members of staff directly employed by a salon on a new or existing agreement).
The health and safety portal offers a seamless experience tailored to simplify compliance for businesses like yours, relieving you of the worry of complex regulations.
This free service offers:
✔ Resource Library
Access a vast library of safety-related documents, policies, templates, and resources to help you stay up to date
✔ Compliance Score Monitoring
Track your compliance status with our monitoring feature and receive expert tips to improve and maintain your scores
✔ Action Plans and Reminders
Manage your compliance responsibilities with action plans and reminders
✔ Ask The Expert
Need guidance? The portal allows you to discuss health and safety queries with experts, ensuring you always have the support you need
✔ Accident Reporting
Effortlessly manage workplace incidents with our accident reporting service
✔ Compliance Checker
Stay on top of the latest regulations with our compliance checker for Health & Safety and HR
Stallard Kane Associates Limited. Registered in England with company number 04479623. Registered address: 9 Lord Street, Gainsborough, Lincolnshire, DN21 2DD. Services provided by Stallard Kane are not within the scope of Financial Conduct Authority (FCA) regulation.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on the number in your policy schedule and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Beauty therapist insurance FAQs
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
You must hold the relevant certificates and qualifications for all professional treatments undertaken.
Full details of the policy terms and conditions are available on request. It is important to read your policy documents.
See our range of cover for beauty therapists
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Read more*54% of new business customers buying a basic beauty package paid this premium during Jan and Feb 2023. For comparison only, prices vary according to your circumstances and the type and level of cover you choose.