Hairdressers Insurance

A cut above the rest for hairdressers and hair stylists insurance.

0344 892 1602

Weekdays 9am - 5pm

Peace of mind with Towergate

Test Icon1

Competitively priced hairdressers cover

Specialist insurance for hairdressers, barbers, hairstylists and mobile hairdressers from just £49.23* +£7.50 admin fee*

Test Icon2

Bespoke hairdressing insurance policies

One-stop or bespoke commercial combined package for your hairdressers

Test Icon4

Indemnity cover for hairdressers

Product, public and treatment liability up to £5 million as standard

Test Icon3

Hairdressers insurance to give peace of mind

We offer our best terms to give you peace of mind that you have the right cover for you

More about Hairdressers Insurance

Standard cover

Buildings, contents and equipment cover for hairdressers

The contents of your salon, specialist equipment and stock you carry around with you deserve proper protection. Not only are they your livelihood but a total loss from fire or theft could be devastating. We offer contents cover in amounts set by you which can be set to increase with seasonal changes. If you own your own building, we can provide building insurance too.

Liability insurance for hairdressers

Hairdressing isn't fire juggling, it’s not the riskiest business out there, but that doesn't mean you shouldn't consider getting hairdresser public liability insurance. Any accident to a customer or member of public caused as a result of your business could potentially leave you liable for huge compensation claims. This is when a specialist policy, which is designed for unique risks specific to an industry makes more sense.

Protection for your hairdressing business

Business insurance is more than just liability and stock insurance. We want to understand your business to provide protection that fits you and offer a range of optional covers based on your risks. If you employ staff you need employers' liability insurance by law, which we can include in your hairdressers' insurance. We can also discuss covers for keeping large amounts of cash on your premises and business interruption insurance to protect your profits.

Insurance for a range of hair treatments

Our hairdressers insurance is valid for salons offering tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting and use of Yuko hair straighteners. See your policy document for a full list of hair treatments covered.

Hairdressers Insurance FAQs

Question

What hair treatments can you cover?

Answer

Our hairdressing policies can cover a range of treatments including tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting, and the use of Yuko hair straighteners or cut throat razors.

Question

What happens if there is a fire at my salon, do you have any covers that will accommodate loss or earnings?

Answer

Yes, we offer business interruption on most of products; it will help to cover you for any interruption to the business due an insured incident, in this case a fire. Up to £600,000 for loss of gross profit over 24 months can be covered. Please call for further information.

Question

Can you cover stock and contents within my salon and how much will this cost?

Answer

Yes, we provide cover for any stock or contents being held at the premises. Premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises’ postcode.

Question

Can you cover my employees and self-employed beauticians?

Answer

We provide employers liability for permanent employees for up to a £10 million indemnity limit. However, this will not cover self-employed freelance professionals; they will need their own insurance.

Question

My salon carries out some beauty therapies, can these be insured?

Answer

Yes, we have products which can cover a wide range of beauty therapies. See our health and beauty insurance page for more.

Question

Can you cover me for public liability when I cut hair away from the salon?

Answer

We can provide mobile hairdressing insurance for any work away from the salon. Public liability up to £5 million is available.