Sml Shield

Trusted by over 400,000 with their insurance needs

Sml Star

Our service is rated ‘Excellent’ on Feefo

Sml Agent (1)

Over 2000 insurance specialists ready to support you

Private Clients Insurance

Life is for living, so our advised private clients service is here to help you focus your time where it matters most to you.

  • Personalised insurance advice and service to help you protect your lifestyle.
  • High-value household insurance
  • UK based support online
A shield with a tick inside it on a big translucent blue circle
Modern wide low cream coloured house, a sparse stone front garden, with lavender and long grasses and small view of lawn and trees behind
If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 4280 customer reviews

Feefo Logo

Why choose private clients insurance with Towergate?


Private clients insurance team

Our private clients team will support you, from your initial insurance health check, updating or reviewing your covers and if you need to make a claim. Download our brochure to find out more.


Leave private clients insurance to us

Our team does the detailed work for your private clients insurance behind the scenes and communicates in the way that best suits you.


Premier Home Product Suite

Our Premier Home Product Suite enables us to tailor your private clients insurance policy to suit your personal circumstances.


Private clients insurance client service excellence

Towergate have been awarded Investor in Customers Gold 2021 and Platinum Trusted Service Award Feefo 2022, based on our customer reviews and ratings for our dedication to excellent customer service.

About private clients insurance

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Get in contact with your local Account Handler or Account Executive in Private Clients and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Private clients insurance FAQs

A policy excess is the first amount you are required to pay towards each claim made under a policy.

It’s easy to underestimate the value of your home, contents and valuables. By working with our panel of A-rated insurers your Towergate Private Clients Account Executive can highlight the tools and services to help you assess the true value of your home and possessions. In turn enabling us to source the most suitable policy cover to meet your unique circumstances, making it easy to switch too.

Our team does the detailed work behind the scenes and communicates in the way that best suits you to help ensure your home, valuables and treasured assets are accounted for in your insurance portfolio.

Our Towergate Private Clients team is here to support you from your initial Insurance Health Check, updating or renewing your covers and if you need to make a claim.

Your level of cover will depend on your selected policy. All our panel insurers provide worldwide cover on personal possessions. However, you should make your account executive aware if you require additional cover to ensure this is included in your requirements.

You can make changes to your policy at any time, this includes if you have planned building works or home improvements. It is important to let us know if your sums insured requirements change, so that you are not at risk of underinsurance in the event of making a claim.

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.

We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process or contact us for further details.

Read more FAQs

Protect other things that matter to you