Protect yourself against cyber security risks with our specialist cyber insurance. Policies from just £14.67* per month, including data recovery, business interruption cover and protection against intellectual property theft. *Based on a business consultant with income up to £149,000, living anywhere in the UK covered for a £50,000 limit and with a £1,000 excess. Correct at 30/6/21.
Dedicated cyber security against the latest digital threats from just £12* a month.
Data recovery in the event of a security breach.
Protection against the theft of your intellectual property in the event of a cyber-attack.
You can choose to split your payment into 10 monthly instalments. Please read our dedicated page on Direct Debit.
We will protect you if a hacker tries to hold your business to ransom with any final ransom paid, as well as the services of a leading risk consultancy firm to help manage the situation.
In the event you lose any important data, we can provide data recovery services. This may incur an extra cost on your behalf – check your cyber insurance policy wording for more information.
We will provide compensation for loss of income, including where caused by damage to your reputation, if a hacker targets your systems and prevents your business from earning revenue.
We will reimburse you for the costs of repair, restoration or replacement if a hacker causes damage to your websites, programmes or electronic data.
The purpose of cyber insurance is to protect businesses from Internet-based risks and, more generally, from risks relating to information technology infrastructure and activities.
If you hold customer data, such as names, addresses or banking information, are reliant on computer systems to conduct your business, have a website, or are subject to a payment card industry (PCI) merchant services agreement, you should be protecting your customer data, which could be compromised in the event of security breaches e.g. due to hackers, computer system failure, breach of data protection, etc.
Your business could be vulnerable to a data breach or loss of vital business services if you: hold customer details such as names and addresses or banking information; are reliant on computer systems to conduct your business; or are subject to a payment card industry merchant services agreement.
Cyber risks are unavoidable, but there are steps you can take to reduce the risks. Our experts can advise you on the best way to protect your data and business.
Business in the following sectors may be suitable for our cyber insurance: accountancy, advertising and marketing, construction, consultancy, education, hospitality, hotels, law, manufacturing, media, publishing, recruitment, retail, technology, telecoms, transport, restaurants, etc. Please note that this cyber liability insurance policy is designed for businesses with an annual income of up to £10 million.
If you suspect a data breach, notify your adviser immediately. Next, you will be provided with an IT forensics assessment, legal support, call centre support, customer communications support and credit monitoring. Following resolution, care will continue to minimise the risk of future leaks.
This largely depends on the situation. If a computer is switched off, leave it off and prevent any further access. If a computer is running, please contact us as soon as possible and we can talk you through the most suitable procedure.
We will use all current methods at our disposal to determine the misuse of your equipment. These can include but are not limited to: recovering deleted data, establishing who has sent emails, showing a user's internet browsing history - even after it has been deleted, showing who created or last altered a document, and ascertaining if a file has been copied.
Yes. Policies are triggered by the breach of electronic and non-electronic data that includes theft and loss. This means that you have insurance for exposures that may range from a sophisticated hack to a sensitive piece of hard data ending up in the wrong hands.
Data breaches following employee theft, data breaches following loss of a memory stick, data breaches following hacking, cyber business interruption and denial of service attacks.
The Department for Business, Innovation and Skills reported that 74% of small businesses and 90% of large organisations suffered a data breach in 2014 and these breaches are on the rise.
Not exactly. It would be wise to carefully review your cloud contracts with legal counsel. Even if the risk is reduced, the liability may still fall to you. Remember: you can outsource the service but not the responsibility.
Even companies with large departments dedicated to IT security experience data breaches. A simple oversight like not updating software, inappropriate user authentication procedures for third-party vendors or losing an unencrypted laptop can lead to a breach.
Yes, with us you will have access to tools and resources to keep you up to date with evolving risks and information on how to establish a response plan.
To help you manage the cost of your cyber liability insurance premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
and make sure you have all your information at hand, including your policy number
on 0344 892 1384 and explain exactly what happened
to help us understand what happened as quickly as we can
Increased IT due to Covid-19 has meant many more businesses being at cyber risk. Read about cyber security and protecting your SME against cyber threats.
Read MoreAugust 20, 2021
Cyber security for businesses has become increasingly crucial as hackers become more and more sophisticated. No matter how small your business, you could be putting yourself at risk of cyber-crime.
Read MoreAugust 20, 2021
As the threat of cyber-crime increases it is more important than ever that you protect yourself, your business and your clients.
Read MoreAugust 20, 2021
When you think of ransomware, you may picture a hacker targeting staff who use laptops or PCs, but employees' mobile devices are vulnerable too.
Read MoreAugust 20, 2021
Our simple cyber jargon buster helps demystify the familiar and not so familiar phrases and helps you to understand how at risk you are.
Read MoreAugust 20, 2021
As technology develops, our reliance on it increases and in turn cyber related incidents are on the rise.
Read MoreAugust 20, 2021
During the Covid-19 pandemic and the increase in remote working it is critical your charity has adequate IT protection in place.
Read MoreAugust 20, 2021
The risk of cyber crime is increasing, and care and medical organisations are no exception. Find out how to protect your business against this threat.
Read MoreAugust 20, 2021