Insurance for items you own or are responsible for being lost or damaged.
Cover for your possessions worldwide, even when you are deployed.
Our specialist Customer Service Team are there for you Monday to Friday 9am - 5pm.
You can pay for your military kit insurance in instalments.
Also referred to as ‘License to Occupy’, covers you for any damage caused whilst living in any MOD based accommodation, up to the value of £20,000.
Our claims team understand military lifestyles and needs, and how your job can have an impact on claims reporting and responses to letters.
New for old cover is provided on everything except civilian clothing and bed linen where a deduction for wear and tear will be made. We will always try to replace your goods with the same item or the closest equivalent model.
Under our kit insurance policy we would not need to know about an unaccompanied posting and can still cover your items.
Watch our Military Kit and Contents Insurance video.
Yes, if items you own or are responsible for are accidentally lost or damaged they are covered. Please note that general wear and tear and mechanical breakdown are not covered.
The standard excess is only £50. The laptop excess is £125.
No, but if you leave items unattended in your car they must be locked out of sight in the boot or locked in a glove compartment. Leaving items on display or hidden under a coat on the back seat could attract the attention of thieves.
Our kit insurance policy is designed specifically for the insurance needs of members of HM Forces. Under the terms of our policy we would not need to know about an unaccompanied posting.
Most of the time it's us you'll speak to but sometimes we feel that the appointment of a loss adjuster will help you to present your claim and speed up progress. Our claims team understand the needs and the lifestyle of HM Forces thus avoiding the need for you to explain how your job can have an impact on claims reporting and responses to letters.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
and make sure you have all your information at hand, including your policy number
on 01273 863 450 and explain exactly what happened
to help us understand what happened as quickly as we can