Rowing Scull Insurance

We understand that due to the Covid-19 outbreak you may be unable to visit your boat. Read our FAQs for this situation.

If you’re in unfamiliar waters and you go into a shallow section, it’s possible you’ll damage your scull on an underwater object. In this instance you’ll be covered. If your scull gets damaged due to carelessness or recklessness though, unfortunately we can’t cover you.

Firstly, the trailer should be purpose built. Most rowing clubs will own a purpose-built trailer and we’d recommend getting your scull transported on this, along with other boats travelling to regattas or training camps. You should secure your scull on the trailer with at least two boat ties/straps and ensure there’s padding under one end so that you can pull the tie tight without damaging the bow/stern deck of your scull. A handy tip is to tape a bottle (with air in it and the cap on) to one of the horizontal bars of the trailer.

If you’re transporting your scull on the roof of your car, you should attach it with at least two boat ties as above. You should also attach a fluorescent flag (or similar) to the bow ball of your scull if it hangs over the rear of your vehicle.

Yes, that means you can race all year round on rivers and lakes. So, you have no excuse not to do scullers’ head in the freezing cold. You will also be covered if you’re lucky enough to race at Henley. Just be sure to check your line and look out for those pesky booms!

Our rowing scull insurance policy can offer legal cover, as an optional extra.

The sculling boat insurance policy does include cover for outside the UK but is limited to 30 days (please check your policy wording for which countries are included). If you think you will be taking it outside of the UK for longer periods than this, speak to one of our advisers.

Yes, we also provide liability for those actively using older boats on slipways or launching onto the water. It meets most requirements for inland waters, such as The Thames, Norfolk Broads, lakes, and canals. This third-party cover product includes the removal and disposal of wrecked craft, as well as the re-floating and removal of damaged craft (under 60 years old).

If you would prefer to spread the cost of your rowing boat insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.