Paddle Board and Windsurf Insurance

Specialist paddle board and windsurf insurance, with up to £5 million in third-party liability.

  • Damage in transit and theft cover as standard
  • 30 days cover for European use.
  • UK-based support online

Call us on 0344 892 1987  or request a callback

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If you need additional assistance arranging your insurance, find out how our teams can support

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Why choose paddle board and windsurf insurance with Towergate?


£5m liability cover

Up to £5 million in third-party liability cover for your paddle board or windsurfer.


Theft cover for boards and windsurfs

Theft cover included as standard. Just be sure to secure your craft.


Paddle Board ‘no claims discount’

‘No claims discount’ to recognise the careful ownership of your board or windsurfer.

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Pay by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit instalments.

About paddle board and windsurf insurance


Paddle board liability cover

Get out and enjoy the water with £5 million in third-party liability cover for your paddle board or windsurfer. Exclusions include employees and marine trade workers.


No claims discount

We want to recognise the careful ownership of your paddle board or windsurf with a No Claims Discount. You will get 5% off your policy for every year that you do not make a claim up to five years, with a potential saving of 25%.


Paddle board and windsurf theft

The portability of paddle boards and windsurfers make them easy targets for criminals. Fortunately, theft cover is provided as standard. Just make sure that you secure your craft to keep it safer and meet the policy conditions for cover to apply.


Online paddle board portal

With our convenient online portal, you can review and amend your paddle board and windsurf insurance cover amounts before you renew your policy.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0330 018 2292. and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Start your quote

Paddle board and windsurf insurance FAQs

Yes, paddle board and windsurf insurance cover includes damage to the board and equipment while in transit, excluding scratching, bruising and denting.

The policy provides 30 days' cover for European use.

No. You must take responsible precautions to prevent theft. Your board and equipment should be kept securely so that it cannot be stolen without forceable removal.

If you would prefer to spread the cost of your rowing boat insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

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