HR and Training Consultants Insurance

Bespoke HR and training consultants insurance. Get cost effective liability and legal cover in five minutes with no hidden fees (T&Cs apply).

0330 123 5810

Weekdays 8.30am - 5.30pm

About HR and Training Consultants Insurance

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Cover in five minutes

Specialist cover in five minutes from as little as £121 per year, with no hidden fees or charges* (T&Cs apply).

Shield

Bespoke HR insurance

Bespoke liability and indemnity cover to suit your individual needs.

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Discounted rates available

Discounts for members of professional HR and training associations.

Direct Debit

Pay by Direct Debit

You can split your HR and Training Consultants Insurance payments into instalments.

Features of HR and Training Consultants Insurance

Standard cover

Liability cover for HR and training consultants

Public liability is included as standard with our HR and training consultants insurance. This means that your business is protected from claims from clients, members of the public and customers. You can choose from limits between £1 million and £5 million. We can also add professional indemnity and employer's liability cover into your HR and training consultants insurance.

Protection from libel and slander

Reputation is everything so you need to be protected if someone says or writes something about either you, your employees, or your business. Our HR and training consultants insurance can protect you from instances of defamation.

Specialist legal advice

Our HR and training consultants cover includes legal help if you need it. With specialist legal defence and a 24-hour legal helpline for individual policy holders, you can be sure that you have a team on your side for help and advice.

HR cover wherever you work

Wherever in the world you work, you can feel confident that you are covered by our HR and training consultants insurance. Whether you work at a client's property, a rented practice room, or via the telephone, you will be protected. We just ask that you and your business are based in the UK.

HR and Training Consultants Insurance FAQs

Question

Does it matter how many clients I see weekly/monthly etc?

Answer

No, we do not need to know how many clients you will be seeing throughout the policy year.

Question

Can I work from home?

Answer

We can provide HR and training consultants insurance cover for you to work from home automatically within the policy. However, we need to make you aware that if anything was to get damaged within the home, then this will come under home insurance, so you will need to let the home insurers know.

Question

Can I work overseas?

Answer

Yes, we can provide cover for you to work outside of the UK as long as you live and are based in the UK. For your HR and training consultants insurance policy to be valid, we also need to make sure that you do not have any assets in the country you would like to work in; for example, a house. As it is a UK policy, if a claim was made for the work you have done in another country, we would then need to bring the claim back to the UK to go through UK courts. If you had a house in the country for example, they would then try to take the monies from your assets to protect the claim.

Question

Do you need to see my qualifications?

Answer

We do not need to see a copy of these. We will insure you on the utmost faith that you have experience and qualifications in the area you would like to be insured for. If a claim was made against you, this may be when we would need to see evidence of this.

Question

Is there an age limit?

Answer

No, we do not specify age restrictions for taking out HR and training consultants insurance.

Question

Can I work with animals?

Answer

Yes, our HR and training consultants insurance can cover work with both animals and humans. Please call one of our helpful advisers if you would like more information.

Question

Can I pay in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0330 123 5921 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim

*£121 a year price based on an HR and training consultants insurance policy taking on an indemnity with a limit of £1 million. Price available for new customers only. Price correct as of April 2018.

£1 million limit indemnity level policy is held by 52% of current customers (information correct as of April 2018).