Mobile Home Insurance

Specialist insurance designed for mobile homeowners.

About Mobile Home Insurance

Group

Specialist Service team

We have dedicated advisors, who specialise in mobile homes and leisure homes available 5 days a week

Test Icon3

Dedicated claims team

Our friendly team are dedicated to reacting quickly and to keeping your claim moving forward. We will talk you through the details of your claim and advise you of the next steps in the process, continuing to guide you through from notification through to settlement.

House

Buildings and Contents Insurance

From your roof to the contents underneath it

 

Direct Debit

Spread the cost of mobile home cover

We can offer the option to spread the total cost over monthly direct debit instalments

Features of Mobile Home Insurance

Standard cover

Storm and Flood Cover

One of our most common causes for claims is storm and flood damage. This is why we include it as standard on our policies.

Theft or attempted theft

We’ve included theft and attempted theft through violent or forcible entry as standard on our mobile home insurance, so you can rest assured that you are insured against damage or loss caused as a result. Please see our policy wordings for any significant exclusions.

Vandalism or Malicious Damage Cover

We will cover you for vandalism and malicious damage cover to the structure itself and your contents.

Frost damage to plumbing

We include frost damage to plumbing as standard so that as long as the necessary precautions (found in our policy wording) have been taken, we will cover for frost damage to your interior boiler and fixed domestic water and heating installations. Please check your policy document for any exclusions.

Additional cover

Homecare Emergency

You can choose to include homecare emergency as an additional product with your policy. It provides a 24-hour helpline and assistance, including emergency repair services.

Extended Accidental Damage Cover

You can choose to add our extended accidental damage cover as an optional extra on to your policy. This covers you for if you were to knock a precious ornament off the side and break it.

Mobile Home Insurance FAQs

Question

What is blanket cover and why do I need it?

Answer

We provide blanket cover on our mobile home policies which means you will be insured up to £500,000 for the replacement of the mobile home and up to £75,000 for the replacement of your contents. This also includes other aspects such as the debris removal and re-siting a new home onto your plot. Note, restrictions will apply, so please refer to your policy wording.

Question

Are there any exclusions?

Answer

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

Question

Can I pay in instalments?

Answer

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our regulatory information.

Question

Where can I find full details of my policy?

Answer

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 0344 892 1416 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim