Coronavirus help and support for our insurance customers

Most common static caravan claims

As an insurance company, we see lots of claims from our customers. We thought it may be helpful to share the most common types of claims for static caravan owners.

Stormy weather

Living in the UK, we are exposed to a lot of wind, rain and sometimes extreme weather such as snow and floods. Therefore, it’s not surprising that these types of claims are the most common that we receive. Substantial damage can be caused from adverse weather to static caravans and with most statics unoccupied during the winter months, having the appropriate cover is of the upmost importance.

Accidental damage

Accidents happen, so claims for accidental damage are very common. Whether it’s damage to furniture or carpets to phones and televisions – having cover for accidental damage can be very handy, especially if you’re accident prone!

Water damage

Unfortunately, there are a lot of ways that water can cause damage to your static. Water can leak from many sources, burst pipes, radiators and toilets to name a few. Water is essential to living in your static and therefore it’s one of our most common claims that we see from our customers.


One of the most important reasons to have insurance, is in case of theft. Regrettably this type of claim is more common than anyone would like. It’s an essential part of the cover we provide, and it gives our customers peace of mind if they were to find themselves in this unfortunate situation.

Frost damage

Finally, the colder weather brings its challenges, one of them frozen pipes or damage to boilers. Damage to boilers due to the weather is very common and something our customers frequently claim with us. 

Static Caravan insurance from Towergate

As a specialist insurer of static caravan home insurance for 20 years, we’ve worked with our customers to understand what they want. We’ve developed our static caravan insurance to offer a flexible approach to insurance, giving customers the ability to select additional products to meet their needs.

Visit our static caravan insurance page or call 0344 892 1413 for a quote.

This is a marketing article by Towergate Insurance.

Read more industry articles

Article Image

What to consider when moving your static caravan

This article looks at the reasons you might move your static caravan and what the process entails.

View article
Static Caravans With Accessories Sea And Mountains

Renting Out a Static Caravan

If you own, or are thinking of buying, a static caravan as a holiday property, it is worth considering whether you also want to rent it out when you are not staying there...

View article
Preparing Your Static Caravan For The Season

Preparing Your Static Caravan for the Season

Venturing into your static caravan following the long winter season can be a musty affair. No doubt you’ll have cracked open the windows to air out the space, but it’s also...

View article