Most common static caravan claims

As an insurance company, we see lots of claims from our customers. We thought it may be helpful to share the most common types of claims for static caravan owners.

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Stormy weather

Living in the UK, we are exposed to a lot of wind, rain and sometimes extreme weather such as snow and floods. Therefore, it’s not surprising that these types of claims are the most common that we receive. Substantial damage can be caused from adverse weather to static caravans and with most statics unoccupied during the winter months, having the appropriate cover is of the upmost importance.

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Accidental damage

Accidents happen, so claims for accidental damage are very common. Whether it’s damage to furniture or carpets to phones and televisions – having cover for accidental damage can be very handy, especially if you’re accident prone!

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Water damage

Unfortunately, there are a lot of ways that water can cause damage to your static. Water can leak from many sources, burst pipes, radiators and toilets to name a few. Water is essential to living in your static and therefore it’s one of our most common claims that we see from our customers.

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One of the most important reasons to have insurance, is in case of theft. Regrettably this type of claim is more common than anyone would like. It’s an essential part of the cover we provide, and it gives our customers peace of mind if they were to find themselves in this unfortunate situation.

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Frost damage

Finally, the colder weather brings its challenges, one of them frozen pipes or damage to boilers. Damage to boilers due to the weather is very common and something our customers frequently claim with us. 

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Static Caravan insurance from Towergate

As a specialist insurer of static caravan home insurance for 20 years, we’ve worked with our customers to understand what they want. We’ve developed our static caravan insurance to offer a flexible approach to insurance, giving customers the ability to select additional products to meet their needs.

Visit our static caravan insurance page or call 0344 892 1413 for a quote.

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About the author

Adam Summersby, caravan insurance articles author

Adam Summersby is a respected leader with 11 years’ varied experience in niche personal and commercial lines insurance, including caravan, site operators and excess reimbursement, with proficiency in leadership, sales and account management.