What to Consider When Moving Your Static Caravan

As part of our static caravan insurance video series we discuss the reasons you might move or replace with your static caravan, what it entails and how having insurance can help you. Check out the video to find out more...

There are a number of reasons why you might need to re-site your static caravan. Regretfully, it’s because your caravan has been damaged beyond repair and needs to be replaced.

Unfortunately, carrying out a re-site isn’t a simple process so it can be costly. Often, debris from the previous caravan will need to be removed from the pitch and the ground will need to be made habitable again. This ensures the plot is ready before the new caravan is delivered and sited – which is quite an operation in itself. The new caravan will then need to be plumbed in so that it has a water, electrical and gas supply. Again, this is not a simple task and you’ll need a professional to get your new caravan up and running.

As if having to replace your caravan isn’t stressful enough, the last thing you want is to pay extra for the cost of re-siting. Fortunately, your Towergate static caravan insurance can cover you for this.

Along with the combined value of your caravan and contents, you should also find out how much it would cost to re-site your caravan. When you set up your policy, be sure to let us know that you’d like cover for re-siting and how much you’d like to be covered for. Please be aware, costs can vary from site to site so it’s best to ask your site operator for guidance to make sure you have sufficient cover in place.

As with the majority of perils covered by our Static Caravan Insurance, there’s no excess to pay if your caravan needs re-siting. That means assuming you’re sufficiently covered, you won’t pay a penny. If your claim includes the cost of re-siting, in most cases you will not pay an excess for this, so there won’t be any extra cost to you. Just note that if your claim is for subsidence there is a £500 excess to pay towards the claim.

 

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