Five Common Park Home Claims

Water damage

As an insurance company, we see lots of different types of claims that come in from our customers – this helps us improve our policies so that they suit our customers and their needs. We thought it may be helpful to share this information with you, so you are aware what type of damages are the most common for other park home owners.

There are many different types of water damage, but collectively this is the most common claim that we see for park home owners. Whether that’s a leak from the kitchen, radiator or corroded pipes under the home, there’s lots of different scenarios where water can cause damage in your home.

Accidental Damage

Accidental damage is the next biggest claim category, and that probably doesn’t surprise you. Accidents are unavoidable, but the cost of repair is avoidable with insurance. You want to enjoy your park home and have family over without worry. We receive claims about broken windows, damage to furniture, technical appliances and much more.


The weather can be unpredictable in the UK from one week to another. Flooding, high winds and torrential rain can cause substantial damage to homes which is why this type of claim is very common. Mostly, we see receive claims for rooves or outside property such as sheds or decking.

Loss of items away from home

Whether it be a mobile phone, iPad or glasses, we’ve all misplaced things when we’ve been out and about enjoying ourselves or rushing from one place to another. Having insurance for your valuables away from home can be very handy – and Towergate customers have used this service with us frequently, making it number five of our most common claims.


Whether your belongings are stolen or a break in causes damage to your park home. Unfortunately, theft is the next most common claim on our list, and this is an essential part of the cover that we provide for our customers.

Park Home insurance from Towergate

As a specialist insurer of park home and mobile home insurance for 20 years, we’ve worked with our customers to understand what they want. We’ve developed our park home insurance to offer a flexible approach to insurance, giving customers the ability to select additional products to meet their needs.

Visit our park home insurance page or call 0344 892 1413 for a quote.