insurance guide
Park Home Insurance Buyer's Guide
Need some help understanding your park home insurance? Our guide explains the various levels of cover you might require and offers advice on how to ensure you are adequately...
View insurance guide
Coronavirus help and support for our insurance customers
Park home insurance designed for park home owners. Crafted around your needs, covering what matters to you most, and giving you peace of mind.
Prefer to call? Speak to an adviser
Monday - Friday 9am – 5pm (3.45pm on the first Friday of each month)
Can’t get through right now? Request a callback
It’s never convenient to find a burst pipe or leaking washing machine. Choose to include homecare emergency cover and we’ll provide a 24-hour service, dispatching an engineer or professional tradesman to carry out emergency repairs.
If damaged beyond economical repair, we will replace your park home with a brand new or equivalent new model, and this is true for your contents too, up to £75,000. The only limitation is on clothing and linens where value will take into account wear and tear. Note, items such as furs will come under your personal possessions cover.
We can’t always predict when something may go wrong, that’s why we include all these covers as standard – for your peace of mind. From minor storm damage to a window, to the full bubbly flooding of suds from your washing machine damaging the floors and cupboards, it’s good to know that your park home is covered when it counts.
There is a standard £75 excess applicable on the policy. If you want to increase your excess, you can select either £150 or £250, which can sometimes help reduce your overall premium.The only exception to the standard excess is in the (unlikely) event of ground movement (landslip, heave or subsidence) where we have a £500 excess. You can also select excess protection as an optional additional cover, so should you need to make a claim your excess will be reimbursed, up to £250 a year.
These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents
At Towergate we’re proud of our claims service. Our friendly team are dedicated to reacting quickly and to keeping your claim moving forward.
We will talk you through the details of your claim and advise you of the next steps in the process, continuing to guide you through from notification through to settlement..
We’re here to help so call us on:
Get tips and advice from our industry experts to ensure you get the best out of your park home insurance.
insurance guide
Need some help understanding your park home insurance? Our guide explains the various levels of cover you might require and offers advice on how to ensure you are adequately...
View insurance guide
article
The Mobile Homes Act 2013 introduced a new procedure for the review of pitch fees designed to make the process much more transparent and hopefully to reduce pitch fee disputes. In this article we run through the process of pitch fee reviews, from review forms to notice periods.
video
As part of our park home insurance video series this video explains the benefits of our home care emergency assistance cover and how it can help you. Check out the video to find out more...
infographic
Learn about the world's most audacious luxury lodges which take you back to nature in the most spectacular secluded locations.
We provide blanket cover on our park home policies which means you will be insured up to £500,000 for the replacement of the park home and up to £75,000 for the replacement of your contents. This also includes other aspects such as the debris removal and re-siting a new home onto your plot. Note, restrictions will apply, so please refer to your policy wording.
If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our regulatory information.