Mini Fleet Insurance

Immediate, flexible, and trusted mini fleet insurance.

  • Our ‘buy-right’ experts will ensure that you have the right level of cover.
  • You can concentrate on running your business – while we help to protect it.
  • UK based support

Call us on 0344 892 1434 or get a quote online

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If you need additional assistance arranging your insurance, find out how our teams can support

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Overall service rating 4.6 / 5

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Why choose mini fleet insurance with Towergate?


Instant mini fleet insurance

Immediate cover available for a mini fleet of up to 12 commercial vehicles*


Buy-right, simple policies

All vehicles (if declared and accepted in advance) covered on one straightforward and accessible mini fleet insurance policy.


Risk management

Discounts available to those investing in risk management tools for their mini fleets.


Flexible mini fleet insurance

From new ventures to large businesses, we’ll find the right cover for you.

About mini fleet insurance


Flexible and straightforward mini fleet insurance

We have a diverse range of high-quality covers available to fit your business. Because the insurers we work with trust our expertise, not only can we arrange for immediate cover, but we can offer a tailored and highly flexible product. If you have an assorted mix of up to 12 commercial vehicles, then a mini fleet insurance policy could be exactly what you need to keep your wheels turning.


Multi-vehicle insurance on a single policy document

Keeping track of a growing fleet of commercial vehicles can be time-consuming. Our mini fleet insurance removes the complexity by having all your commercial vehicles on a single policy document with a single renewal date. As your vehicle count changes, you just add or delete vehicles from the policy. This simplicity allows you to focus on running your business, while we’re right beside you helping to protect it.


Mini fleet insurance that grows with your business

Our flexible, accommodating, and straightforward mini fleet insurance provides a solution combining quality covers with competitive premiums. Talk to us today about reducing the likelihood of accidents and impact of claims with our risk management led approach. Furthermore, your policy can evolve with your business until a traditional fleet insurance policy becomes more appropriate.


Wide-ranging cover for your mixed vehicle fleet

Not just mini fleet insurance specialists! As experts in commercial insurance, we offer a wide range of motor and non-motor insurance policies through a panel of some of the UK’s leading, trusted insurers. These include motor vehicle, goods in transit (GIT), public and employers’ liability, income protection, commercial property, legal cover, uninsured loss recovery (ULR), commercial legal expenses, engineering, cyber and many other covers, depending on the specific needs of your business.

The specialist motor insurance policies we offer are designed to provide you with help when you need it most:

  • 24/7 direct-to-insurer motor claims helplines: call the claims number in your policy document.
  • Access to our free Towergate ‘FirstCall’ motor claims notification app.
  • All the support you need from our own in-house team of claims specialists on 0344 892 1434.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Mini fleet insurance FAQs

You can start with one vehicle, when first taking out the policy, and increase this throughout the policy term up to 12. At the next policy renewal, we will work with you to see if it is more beneficial to change to a conventional fleet or NCD-rated policy.

Although cars and vans are the most typical, the policy caters for a wide range of vehicles used for commercial purposes. This can extend to LGVs, HGVs, and others, including hearses. We can also include vehicles used for personal use.

All incidents, however large or small, should be reported directly to your insurer using the telephone number provided when you take out your mini fleet insurance policy. Our in-house claims support team are on hand Monday to Friday from 8.45am until 5.15pm on 01952 298820, with emergency support available outside of these hours, should you need additional support or if you have concerns about the claims process.

You can rest assured that you’ll have immediate access to the people you need when you need them. Our day or night expert teams will get your wheels turning and your claim settled as fast as possible.

As well as your commercial motor insurance, we are able to provide an extensive range of other commercial and personal insurance covers depending on your needs. Be sure to ask us about your wider insurance needs as part of the quotation process, or when the need arises.

The biggest influence on your insurance costs is your claims history. By taking actions that will reduce the likelihood of accidents, and hence claims, you will build a more attractive profile to insurers. As your no-claims history develops, this will help to positively impact your insurance premiums. This will ultimately free up capital that can be reinvested elsewhere in your business.

We like to make things as affordable as we can so, if you fulfil the necessary qualifying criteria, we can arrange for you to pay by monthly instalments (subject to acceptance).

Let us know that this is your preferred payment option, as we gather the information for your quotation. Remember, this too will free up money that can be spent on your business.

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Mini fleet insurance articles and guides

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Doing all you can to keep your rental fleet secure is vital. We've put together 12 tips to help you tackle vehicle rental crime.

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Reduce the Risk: Occupational Road Safety for Your Vehicles

Learn how to create the right occupational road safety culture to ensure your fleet stays on the road - and reduce your transport insurance costs at the same time.

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Vehicle Safety Features to Reduce Your Insurance Costs

Keeping drivers safe and insurance claims down is increasingly vital for transport operators. See how new commercial vehicle safety features can help.

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