Flexible dinghy insurance, with three levels of cover and up to £5 million in third-party liability.
Overall service rating 4.6 / 5
Based on 4839 customer reviews
We offer three levels of cruising ranges for dinghies to suit your unique needs.
Up to £5 million in third-party liability cover for your dinghy.
A ‘no claims discount’ to recognise careful ownership.
Choose to spread your payment into 10 monthly Direct Debit instalments.
Be ‘sailing club ready’ with £5 million in third-party dinghy liability cover. Exclusions include, employees and marine trade workers, fare paying passengers and divers.
No Claims Discount to recognise careful dinghy ownership. 5% discount per year up to 25% discount for five years.
With our online portal you can review and amend your cover amounts before renewal to reflect the current value of your dinghy and contents.
Option to add cover for damage to dinghy masts and sails while racing. You can also extend your policy to cover you for legal expenses and personal accident benefit (up to the age of 75).
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
To make sure a trailer is secure whilst carrying your dinghy, we ask you to ensure that a wheel clamp or hitch lock is fitted to the trailer whilst it is unattended. Not only does it help to deter theft of your dinghy and trailer, it also means your insurance will l be valid if the craft is stolen.
Legal Expenses cover is available as an optional additional product that you can choose to add to your policy. This cover can be added when taking out your cover online or alternatively, contact us and speak to an advisor to add it to your policy.
We offer three levels of cover for dinghies. There's insurance for “cruising UK inland and coastal waters”, “racing at club level” and “racing at club level plus open meetings national and European”.
Whether you buy online or over the phone with our helpful team, you can pay by debit card or credit card.
If you renewed your policy on or after June 2022, you are eligible for our online portal. You simply need to login to your portal or register for an account. To register you will need to enter your policy number, email address and correspondence postcode. All can be found in your policy documents.
To register for an account you will need to create a portal. When registering, we will need your Policy reference number, correspondence postcode and email address - all can be found in your policy documents.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
If you would prefer to spread the cost of your dinghy insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
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