Sml Shield

Trusted by over 400,000 with their insurance needs

Sml Star

Our service is rated ‘Excellent’ on Feefo

Sml Agent (1)

Over 2000 insurance specialists ready to support you

Military Winter Sports Insurance

Military winter sports cover to give you protection and peace of mind when you are on the slopes.

  • Personal Liability cover
  • Personal accident cover
  • Helivac cover
A shield with a tick inside it on a big translucent blue circle
Person skiing down a mountain with sprays of snow and a background of trees and mountains

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 4839 customer reviews

Feefo Logo

Why choose military winter sports insurance with Towergate?

Military

Specialist military service team

Our dedicated customer service team specialises in insurance for military personnel and are available 5 days a week should you have any questions or require any changes to your policy

Snow

More than just skiing

We can also provide cover for a number of other activities. For an additional premium, you can choose options for Cresta run, snowboarding, bobsleighing, skeleton and luge.

Care

24-hour medical assistance service

Benefit from an Emergency Assistance Facilities service, open 24 hours a day and 7 days a week, 365 days a year to offer you advice in an emergency situation

Calandar

No trip limit

There is no upper limit on the length of your trip. Cover is available for single trips, according to the dates specified by you

About military winter sports insurance

Care

Helivac cover

If it’s deemed necessary by the 24 hour emergency medical services team, we would cover your helicopter evacuation. This would fall under your medical emergency expenses cover which insures you up to £10 million.

People

Personal liability cover

Personal liability insurance covers compensation claims made against you if you’re held responsible for causing injury to a person, or damage to property.

Money

Personal accident cover

New for old cover is provided on everything except civilian clothing and We provide personal accident cover up to £25,000 (£12,500 for races and competitions).

Liability

Military winter sports equipment cover

Equipment cover for your skis whether owned by you, your regiment, or hired.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 01242 533 748 and explain exactly what happened
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Military winter sports insurance FAQs

There is no upper limit on the length of your trip. Cover is available for single trips, according to the dates specified by you.

We can provide cover to customers between the ages of 18 and 85.

You can have a total of £1,000 of cover, per set of skis (£600 cover for the skis, £400 for other ski equipment).

We can cover alpine ski touring outside of resort boundaries.

If your trip is cut short due to medical reasons, then you’ll need to get a letter from the hospital or Doctor to confirm this and call the Emergency Medical Assistance Service on +44 (0) 330 660 0548.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

Read more FAQs

Military winter sports insurance articles

The Victoria Cross – A Military History

We explore the origins of the Victoria Cross and why it’s the highest military decoration awarded in the British armed forces today.

Read more