Caravan Park and Campsite Insurance

Tailored cover for caravan parks and campsites.

About Caravan Park and Campsite Insurance

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Specialist caravan park and campsite cover team

We have a specialist team for caravan park and campsite owners, so you get the best service possible. They are available Monday to Friday 9am - 5pm.

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Pay by direct debit

You can pay for your caravan park and campsite insurance in instalments.

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Tailored campsite insurance policies

As every caravan park and camp site is different, we can tailor our policies to best suit your needs.

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Variety of caravan park cover

Cover for everything from residential sites to glamping venues.

Features of Caravan Park and Campsite Insurance

Standard cover

Employers' liability for caravan parks and campsites

Employers’ liability cover is vital for anyone who has employees. We can provide up to £10 million in employers’ liability insurance (with flexible limits).

Public liability cover for campsites

Should guests injure themselves at your venue and seek compensation, public liability insurance can cover the legal costs around defending a claim and damages you may need to pay to the injured party.

Business interruption insurance for caravan parks

Should a disaster or unforeseen circumstance prevent your venue from operating as per usual, you may lose income. Business interruption cover is designed to help cover this loss, while you get back on your feet.

Material damage cover

Should damage occur to your venue from an incident such as a fire, flood, burglary, or earthquake, this can be covered under material damage cover. This includes harm to glamping pods, shepherd huts, treehouses, yurts and more, as well as on site amenities.

Caravan Park and Campsite Insurance FAQs

Question

Is this insurance just for caravan parks?

Answer

Park operators insurance is for all types of sites including holiday parks, park home residential sites, glamping sites, chalet or lodge sites, the more traditional caravan sites and camping or touring sites. As the cover can be tailored, we can mix and match the sections of the policy to suit your requirements.

Question

Do we need public liability insurance for our park?

Answer

Whilst not compulsory, public liability insurance protects you and your business should a member of the public injure themselves on site and consequently seek compensation.

Public liability insurance for caravan parks may cover the legal costs around defending a claim, as well as any damages you have to pay to the injured party if you are found to have been negligent.

Question

Are we covered when towing third-party caravans?

Answer

Yes, when included as extended cover. We understand there are some sites where moving touring caravans for your customers is all part of the service. If this is true on your site, just let us know. We can arrange an extension to your cover to include towing third party caravans within the site; an excess applies for the first £500 of any claim where there is loss or damage to third party property.

Question

Am I able to cover our sales/rental caravans?

Answer

Yes, we can set up policies to cover stock caravans you have for sale or for rent. You will just need to make sure you tell us when you set-up your policy.

Question

Why should I choose Towergate for my commercial insurance?

Answer

Towergate are specialists within your sector and as such we provide you with the insurance solutions to match your business needs.

Question

How do I get commercial insurance for my park?

Answer

Our friendly advisers are ready to help set you up with a suitable commercial insurance package for your site. Simply call us on 0344 346 3270 and one of our advisers will send you a form to help assess your caravan park and campsite insurance needs.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the team

on 0344 346 3270 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

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