Caravan Park and Campsite Insurance

Park operators insurance is for all types of sites that have more than 3 units, including:

• Holiday parks
• Park home residential sites
• Glamping sites
• Chalet or lodge sites
• Traditional caravan sites
• camping or touring sites

As the cover can be tailored, we can mix and match the sections of the policy to suit your requirements.

Whilst not compulsory, public liability insurance protects you and your business should a member of the public injure themselves on site and consequently seek compensation.

Public liability insurance for caravan parks may cover the legal costs around defending a claim, as well as any damages you have to pay to the injured party if you are found to have been negligent.

Yes, when included as extended cover. We understand there are some sites where moving touring caravans for your customers is all part of the service. If this is true on your site, just let us know. We can arrange an extension to your cover to include towing third party caravans within the site; an excess applies for the first £500 of any claim where there is loss or damage to third party property.

Yes, we can set up policies to cover stock caravans you have for sale or for rent. You will just need to make sure you tell us when you set-up your policy.

Towergate are specialists within your sector and as such we provide you with the insurance solutions to match your business needs.

Our friendly advisers are ready to help set you up with a suitable commercial insurance package for your site. Simply call us on 0344 346 3270 and one of our advisers will send you a form to help assess your caravan park and campsite insurance needs.

This policy does not cover the first £450 of any claims or any claims relating to cyber attack and data loss, storm damage to caravans that are not storm anchored or theft of moveable contents between the hours of 18:00 and 06:00

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.

We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

Full terms, conditions, and exclusions can be found in the policy wording, a copy of which is available through the quotation process or can be provided upon request. Please contact us to discuss should you require further information on this matter.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.