Coach Travel Insurance

Coach Travel Insurance

Coach travel insurance for single and annual multiple trips

About Coach Travel Insurance


Range of medical conditions covered

Extensive range of medical conditions covered and no upper age limit on single trip policies


Up to £15 million coach travel cover

Tailored cover limits: medical and repatriation up to £15 million and cancellation up to £7,500


Travel disruption covered

Disruption to travel covered as standard

Direct Debit

Pay for your coach travel insurance by Direct Debit

You can split your payments into instalments

Features of Coach Travel Insurance

Standard cover

Coach travel insurance for cancelled trips

Not being able to make your trip is upsetting, even more so if the coach tour operator applies their scale of cancellation charges. Our coach travel insurance can protect you if you're forced to cancel your trip in the event of illness, injury or death whether suffered by you, your travelling companion(s) or a close relative. Cover is offered for trips costing up to £7,500, depending on which policy option you choose. Cover also includes such things as COVID-19 (excluding government lockdown and / or travel restrictions), jury service, redundancy or damage to your home caused by such things as fire, theft, storm or water damage. Note that if the cancellation is due to circumstances known before you purchase the policy or trip, you will not be covered.

Coach travel cover for baggage money

If you are unlucky enough to experience loss, theft or damage to your baggage or money during the trip, our coach travel insurance provides up to £2,000 for your baggage and up to £300 for your money, depending on which policy option you choose. If you arrive at your hotel and your baggage is lost, our policy covers you for up to £3,000 for purchasing essential items if it takes more than 12 hours for you to be reunited with your baggage.

Medical costs and emergency medical expenses

Inevitably some travellers may fall ill or have an accident during their trip. Our coach travel insurance provides up to £15-million for unexpected additional accommodation, repatriation and travel costs in the UK and up to £15 million for medical and additional accommodation, repatriation and travel expenses in Europe, depending on which policy option you choose. This includes 24/7 emergency medical assistance provided by Cega Assistance.

No proposal forms to complete

We try to make taking out our coach travel insurance as quick and easy as possible so that you can get on with looking forward to and enjoying your trip.. You can apply for our coach travel insurance online.

Coach Travel Insurance FAQs


Will I be able to be insured if I have a medical condition?


Our medical screening process is integrated into the online booking process. Please be reassured, everything you declare is treated with the utmost confidentiality and your details will not be shared with anyone outside of SunWorld.


Will the EHIC health agreement still be valid after Brexit?


Existing European Health Insurance Cards (EHICs) will remain valid until their expiry.

If you do not have an existing EHIC, or it has expired, you should apply for the new Global Health Insurance Card (GHIC).

It remains vital that when travelling to destinations within EU countries, Switzerland, Norway, Iceland and Liechtenstein you still purchase adequate travel insurance, if you wish to be covered should you require medical treatment and more importantly repatriation and unforeseen accommodation expenses.


What are the details of the Money Advice Service's customer contact centre for travel insurance queries?


The Money Advice Service (MAS) have developed a directory of Specialist travel insurance providers to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance.

If you would like to check the quote provided by us is the best for you, you may contact them for details of these providers to obtain a comparison you can contact them online, or by phone Monday to Friday, 8am to 6pm, on 0800 138 7777 or

You can also see more information on OK to Travel.


Can I get a quote for coach travel insurance if I have not booked with an operator listed on the online form?


Yes. If you have not booked with one of the specific operators on our dropdown list, please choose 'Other'.


Are there any restriction on age?


Yes, but there aren't many. The personal accident section has lower sums insured for children under 16 years old and adults of 65 years and older. However, unlike some other travel insurance companies, our coach travel insurance has no single-trip upper age limit. It is worth noting that an additional premium might be required for some pre-existing medical conditions.


Do I need to declare my pre-existing medical conditions?


Wherever you are travelling, whether in the UK or abroad, you will need to declare your pre-existing medical conditions. You will be asked a set of questions based on treatment, medication, tests, and advice received based on the last five years. You will need to know the name of the diagnosed condition to be able to complete this section and you may have to pay an additional premium to cover your medical conditions.


What happens if I fall ill on my trip?


Don’t panic. Don’t panic. Our coach travel insurance policy includes 24/7 emergency medical assistance provided by Cega Assistance. Simply give them a call on 01473 351 757 and they’ll provide immediate assistance which, upon confirmation of policy cover, includes but is not limited to the following: additional accommodation; travel and repatriation; liaising with doctors and relatives; and (if you’re not in the UK) paying medical costs..


What happens if I lose my passport on a trip abroad?


Our coach travel insurance doesn’t cover the cost of a replacement passport or visa. What it does do is to cover the additional costs, such as travel and accommodation, of travelling to the nearest UK embassy or consulate to obtain travel documents in time for your return journey back to the UK.


What if I oversleep and miss my return journey?


Unfortunately, this is not something that our coach travel insurance covers.


What is the maximum duration for a single trip covered by your coach travel insurance?


The maximum single trip duration is 365 nights (please see policy wording for the full terms and conditions).


Does your coach travel insurance cover COVID-19?


Yes, this is covered as standard (please see policy wording for the full terms and conditions applicable to the cover.


Does your coach travel insurance cover cruises?


Yes, cruises are covered within the standard policy cover.


How far in advance can I book coach travel insurance?


Cover for trips can be booked up to a year in advance.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.


Find your insurance documents

and make sure you have all your information at hand, including your policy number


Call the claims team

on 03450 744 838 and explain exactly what happened


Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim