Caravan Insurance

We have been specialists for over 40 years, providing insurance for touring caravans, static caravans and trailer tents.

  • Touring caravan insurance where you only pay for the cover you need
  • New for old cover available on all our caravan insurance products
  • Accidental damage available across our policies

01242 894048
01242 894048

Monday to Thursday 9am-6pm, Friday 9am-5pm, Saturday 9am-12:30pm
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What is caravan insurance?

Caravan insurance offers you financial protection against loss or damage to your caravan. Whether you’ve got a touring caravan, or own a static caravan or park home, we can protect your investment from a wide range of eventualities.

What does caravan insurance cover?

Our policies can cover against accidental damage to your caravan, whether you have a static caravan, touring caravan or trailer tent, and can even protect you against damage when towing your touring caravan or trailer tent. Your caravan insurance policy will also protect you from theft, fire damage and third-party liability so you can relax and enjoy your holiday.

Caravan insurance video guides

Find out more about caravan maintenance below:

Taking Care of your Caravan

Maintaining your caravan is a good way to keep on top of any problems which may occur and will also help to ensure that your caravan is looking its best.
Learn more about Touring Caravan Insurance

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How to Maintain Your Caravan's Gas Fittings

It is crucial to look after your caravan’s gas fittings to ensure they run smoothly and safely. Find out how in this video.
Learn more about Touring Caravan Insurance

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Caravan Insurance Articles & Guides

Read more from Towergate:

Touring Caravan Buyers Guide Banner

insurance guide

Touring Caravan Insurance Buyer's Guide

If you're a little confused about touring caravan insurance, read our helpful guide on understanding what it's all about and how to get the best value from your insurance.

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insurance guide

Trailer tent insurance buyer's guide

Feeling like you could do with help understanding trailer tent insurance? Our guide can point you in the right direction. Read on to get to grips with what it all means and find out how to get the most out of your insurance.

Gas Safety Video Caravan


Caravan Gas Safety Checks

Learn how to carry out basic gas safety checks and why they're important. This video and guide includes tips and advice on maintaining your caravan's gas safety system and detecting a gas leak in your caravan.

Do I need caravan insurance?

Whilst caravan insurance is not a legal requirement it is important to note that your car insurance may only offer a basic level of third-party liability for your trailer tent or touring caravan. If you own a static caravan many holiday parks will ask that you have at least a basic level of caravan liability insurance if you want to keep your caravan there.

It is important to protect yourself from the risks that can come with owning a caravan, such as theft, accidental damage, storm damage, and fire. Having this cover will give you peace of mind and could save you a great deal of stress and money should anything happen.

How much does caravan insurance cost?

Our caravan insurance policies cover a variety of different risks. Therefore, it's difficult to give an average cost. One way which can help to reduce your caravan's premium however is to ensure that it has adequate security measures in place.

What caravan insurance do I need?

This is dependent on a number of factors related to the type of caravan you own, where you store and take your caravan, and what you want to be covered by your policy. If you are unsure what type of cover you need for either your touring caravan, static caravan or trailer tent, call our team of expert advisers and we can talk you through the details so you can make an informed decision.

Caravan insurance policy exclusions explained

The full list of exclusions will be laid out in your policy documents but there are a few common exclusions worth noting, including:

  • Touring caravan - electronic equipment is generally not covered in our touring caravan and trailer tent policies; however, these devices are often covered under your home insurance so it's worth checking with your provider.

  • Static caravan - insurance excludes accidental damage by tenants, so if you rent your static caravan out it is recommended that you use their deposit to cover damages.

Do you offer European travel coverage for touring caravans?

Yes, you can choose to include European towing cover in your policy if you plan to travel abroad with your touring caravan.

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