Caravan Insurance

Providing specialist insurance for touring caravans, static caravans and trailer tents for over 40 years. Manage your cover to suit your caravan lifestyle, giving you peace to mind to enjoy the leisure time you have earned

01242 894 061

Weekdays 9am–5pm, (7pm on last Mon of month), Sat 9am–12:30pm

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Caravan Insurance FAQs

Question

What is caravan insurance?

Answer

Caravan insurance offers you financial protection against loss or damage to your caravan. Whether you’ve got a touring caravan, or own a static caravan or park home, we can protect your investment from a wide range of eventualities.

Question

How do I access caravan insurance products as a broker?

Answer

Please log in or register to our portal for caravan insurance brokers.

Question

Do I need caravan insurance?

Answer

Whilst caravan insurance is not a legal requirement it is important to note that your car insurance may only offer a basic level of third-party liability for your trailer tent or touring caravan. If you own a static caravan many holiday parks will ask that you have at least a basic level of caravan liability insurance if you want to keep your caravan there.

It is important to protect yourself from the risks that can come with owning a caravan, such as theft, accidental damage, storm damage, and fire. Having this cover will give you peace of mind and could save you a great deal of stress and money should anything happen.

Question

What does caravan insurance cover?

Answer

Caravan insurance  can cover against accidental damage to your caravan, whether you have a static caravan, touring caravan or trailer tent, and can even protect you against damage when towing your touring caravan or trailer tent. You can also extend your accidental damage cover for touring caravans to cover you for mishaps while you’re on site, such as damaged awnings.

Your caravan insurance policy will also protect you from theft, fire damage and third-party liability so you can relax and enjoy your holiday.

Question

What does touring caravan insurance cover?

Answer

We offer touring caravan insurance to cover you on the road, on site or at home. You can build your own insurance cover based on how you use your caravan. We offer either ‘new for old’ touring caravan replacement cover, or the market value of your touring caravan.

We can offer policies based on how you use your touring caravan.

Question

Can you insure a permanently sited touring caravan?

Answer

Yes. If you only tow your touring caravan rarely or have it permanently sited then we’ll adjust your price so you’re not paying for towing cover unnecessarily.

Question

Can your touring caravan insurance include excess cover?

Answer

Yes, we offer £100 excess on a claim of up to £250 a year if you select ‘excess protection’ as one of your optional extras.

Question

My touring caravan is quite unique - will you be able to cover me?

Answer

We’ve seen all sorts of makes, models, designs and modifications over the years. In most cases, you’ll find your caravan make within the drop down menu when you get a touring caravan quote, but if isn’t there then give us a quick call on 01242 538 431 and we can confirm whether we can provide cover.

Question

How much does caravan insurance cost?

Answer

Our caravan insurance policies cover a variety of different risks. Therefore, it's difficult to give an average cost. One way which can help to reduce your caravan's premium however is to ensure that it has adequate security measures in place.

Question

What caravan insurance do I need?

Answer

This is dependent on a number of factors related to the type of caravan you own, where you store and take your caravan, and what you want to be covered by your policy. If you are unsure what type of cover you need for either your touring caravan, static caravan or trailer tent, call our team of expert advisers and we can talk you through the details so you can make an informed decision.

Question

Do I need to pass a test to tow a caravan?

Answer

If you passed your driving test after 1st January 1997 on a standard driving license, if your trailer is less than 750kg you can tow with a vehicle that is within the maximum authorized mass (MAM) of 3,500kg, if your trailer is over 750kg the combined trailer and vehicle MAM must be no more than 3,500kg. If in doubt, visit this helpful government site on towing.

Question

What are your caravan insurance exclusions?

Answer

The full list of exclusions will be laid out in your policy documents. Two examples of common exclusions are:

    Touring caravan - electronic equipment is generally not covered in our touring caravan and trailer tent policies; however, these devices are often covered under your home insurance so it's worth checking with your provider.
    Static caravan - insurance excludes accidental damage by tenants, so if you rent your static caravan out it is recommended that you use their deposit to cover damages.

Question

What if I have more specific questions about my caravan?

Answer

Please see the page for your specific vehicle above to find more details:

Question

How do I maintain my caravan?

Answer

Taking care of your caravan is a good way to keep on top of any problems which may occur and will also help to ensure that your caravan is looking its best. See our video:

Question

How do I maintain my caravan's gas fittings?

Answer

It is crucial to look after your caravan’s gas fittings to ensure they run smoothly and safely. Find out how in this video: