Sml Shield

Trusted by over 400,000 with their insurance needs

Sml Star

Our service is rated ‘Excellent’ on Feefo

Sml Agent (1)

Over 2000 insurance specialists ready to support you

A Guide to Caravan Security Devices

A caravan holiday is like no other. Whether you’re touring the country, hitched up at the beach, or off on a spontaneous adventure, it’s a special time, but it’s important to think about caravan security. How can you secure your caravan and what security features may reduce caravan insurance costs?

In this guide, we’ll break it all down and explain how each of the following features can lead to peace of mind and potentially reduce the cost of your caravan insurance.

Up Arrow

Alarms and immobilisers

One of the best and most effective ways to stop and deter thieves is by installing alarms to your caravan. Alarms, especially ones with motion detectors, will put out an immediate alert if someone tampers with your caravan. Seeing an alarm can deter thieves as they won’t want to risk tripping the alarm and can also stop them in their tracks if it goes off.

Having immobilisers will prevent your caravan from being moved without the correct key or electronic code. By disabling the vehicle's engine or electrical systems, immobilisers make it nearly impossible for a thief to tow away your caravan.

Though it might seem like an ‘over-the-top’ expense, if your caravan is kept in an unsecure location, investing in alarms and immobilisers can help bring your insurance premiums down.

Up Arrow

Caravan tracking devices

GPS tracking devices are another powerful tool in the fight against caravan theft. Some of these devices allow you to track the location of your caravan in real time, making it easier to recover if stolen. Some advanced tracking systems can even alert you and the authorities if your caravan is moved without your say so.

Some insurers offer discounts for caravans that have been fitted with tracking devices meeting certain categories as assessed by Thatcham Research — this is because they can increase the chances of recovery and reduce the financial risk for the insurer.

Up Arrow

Wheel clamps and hitch locks

You can’t go wrong with a classic. Wheel clamps make it difficult for thieves to move your caravan by immobilising one of its wheels, while hitch locks secure the hitching mechanism, preventing unauthorised towing.

By making your caravan more difficult to steal with these deterrents, your holiday home will be less attractive to thieves. When you’re looking out for these devices, search for ones that meet recognised security standards and are accepted by your insurer.

Up Arrow

Security marking and VIN etching

Security marking is when you mark parts of your caravan with a unique code. VIN etching is when you engrave your caravan’s vehicle identification number (VIN) onto the windows. This will help to prevent your caravan being sold for parts as all the marked parts will be easily traced back to you at the point of sale.

These markings may act as a deterrent, but they can also aid in the recovery of stolen caravans. Insurers will appreciate the added security and might offer discounts for caravans that have these markings or tagging systems.

Up Arrow

Secure storage

Of course, one of the best ways to keep your caravan secure is by keeping your caravan in a locked storage space. Even better, facilities that feature high fences, CCTV, and on-site security personnel may help to lower costs with insurers.

What’s more, you may also get a discount if you store your caravan in a facility that is recognised by your insurer as these tend to have enhanced security features.

Up Arrow

CCTV and security lighting

If you install CCTV systems or security lighting around where your caravan is stored, this may help to deter the theft of your caravan. While these security measures can be a bit more expensive to install, they can lead to reduced insurance premiums over time. Insurers know that a well-monitored caravan is less likely to be targeted by thieves, and that means a lower overall risk.

Up Arrow

Insurance benefits

Each of these security features has the potential to reduce your caravan insurance costs. Some insurance providers will offer a reduced price for your caravan premium depending on how many of these features you have. To take advantage of these potential savings, it’s important to inform your insurer of any security features you have installed.

Providing evidence of installation, like receipts or certificates, can help you qualify for discounts and ensure your policy accurately reflects the security measures you have in place.

Up Arrow

Do you need caravan insurance?

Ultimately, a well-protected caravan is a smart investment. By implementing the right security measures and working closely with your insurer, you can help protect your caravan and your finances.

Looking for an insurance provider that will benefit you for taking security measures into your own hands? Browse our caravan insurance options and see if we can assist you in a new or updated policy.

Up Arrow

Caravan insurance from Towergate

Get a specialist caravan insurance quote from us today, either online or by phoning us on 0330 808 9130.