How much does static caravan insurance cost?
The cost of static caravan insurance varies depending on several factors including:
- Market value vs new for old cover
- Value of the static caravan itself
- Extras like decking, veranda and contents
It's therefore hard to give an estimated price, however, here are some tips on how to keep the cost of your static caravan insurance down.
Consider how you use your static caravan – Do you hire out your static caravan? Do you keep valuable possessions in your static caravan?
Ask yourself all these questions and be sure to let your Towergate adviser know about your requirements. We’ll then work with you to find the best insurance solution to suit your needs.
Consider what you need covered – Your sums insured will be split into two values. The value of the static caravan, and the value of the contents (permanent fixtures and fittings will be included in the value of the caravan itself). We will also cover outdoor items such as decking and outdoor furniture provided it’s contained or stored within the boundary of your pitch. Note, personal possessions and valuables are different to standard contents and you will need to ensure you have specified anything of value above the £300 single article limit.
Know the value of your static caravan – You will need to know either the market value of your caravan or ‘buy-new’ value, depending on whether you wish to select new for old, or market value. The value of the static caravan is just for a replacement unit and not the pitch itself. A brand-new home should be easy to value, however if you have bought second-hand or have an older model, it’s best to ask your site manager or an agent.
Be rewarded – As a Towergate caravan insurance customer, when you refer a friend to us, and they take out a new policy, you and your friend get £20 each worth of Love2Shop vouchers.
Simply visit our Refer a Friend page.
Terms and conditions of refer a friend offer: The introducing customer must be an existing Towergate policy holder who has been on cover for at least 30 days. The offer applies to touring and static caravan, Park Home and Beach Hut policies only. The new policy holder must be on cover for at least 30 days before the vouchers are posted. The recommended customer must provide a valid policy reference number from their friend. The offer will expire on 31.12.19. The offer can be withdrawn at any time.
Be demanding – We’re here to help you get the best policy for you. If you need particular cover, let us know so we can help you ensure you have sufficient cover.
Be sure to tell us if you need to update your policy – Life moves quickly and no doubt as your family grows and changes your needs and possessions will change with it. Make sure you keep us up to date if your insurance requirements change and you need to take more items away with you, or you modify your static caravan in some way which affects its value.