infographic
The Art of Food Photography
Instagram's favourite food captured by a professional food photographer and a social media-loving foodie. How do their styling and techniques differ?
View infographic
Coronavirus help and support for our insurance customers
Tailored camera insurance for hobbyist photographers.
Call our camera insurance team for a quote
Weekdays 9am - 5.30pm
Can’t get through right now? Request a callback
During this unprecedented and uncertain time, we are still continuing to provide a full service to all our customers. At the moment it may be quicker for you to email us on camerasurerenewals@towergate.co.uk and we will respond to you as soon as possible. Apologies for any delays you experience at this busy time.
All policies we provide will insure your equipment on a new-for-old basis. If you were to lose your lenses, camera or other equipment or even damage them beyond repair, they can be replaced with a brand new equivalent model. When you get your quote with us, to make sure you have enough to cover a replacement if needed you’ll need to give us the values of equivalent models as new for both your camera and any equipment.
To make sure you take advantage of every opportunity to capture some awesome shots, you are likely to travel with your camera. That’s why all of our policies include cover for your camera and accompanying equipment whilst stored in a vehicle. There are certain security requirements if your equipment is worth more than £5,000 in total so make sure you check your policy wording for details or ask one of the team.
There are a whole host of different risks we can cover for you - it all depends on the level you’re at as a photographer. If you’re just starting out you might find you just need cover for your camera equipment but if your passion for photography grows you might want to add more cover for extra equipment such as additional lenses and accessories. If so, all you need to do is call us and we’ll update your policy accordingly. Changes to your policy may alter your premium and just remember there may be a fee for adjustments.
All of our policies include the option for you to insure your camera equipment while you travel abroad. So as long as you don't exceed 45 days in any one trip, you just need to check your documents to make sure the country you're travelling to is included in the terms of your policy. Alternatively, you can ring the team directly to discuss and agree the right cover for you.
Our claims are handled by one of our specialist multimedia insurance team, not another company. The team’s combined knowledge of photography equipment and the multimedia industry mean that with us, you’re in safe hands.
If something happens and you are unsure if a claim might arise, please don’t hesitate to get in contact anyway. We’re here to help and can discuss the circumstances without prejudicing your policy. Our aim is either to put your mind at rest or advise on the next steps you should take.
Please keep all information relevant to the claim; this will help us to handle your claim as efficiently as possible. Remember; do not admit liability until you have spoken with us.
Call us as soon as you can on:
Please quote the Camerasure scheme reference number - 23822800CHC
You may be interesting in the following articles:
infographic
Instagram's favourite food captured by a professional food photographer and a social media-loving foodie. How do their styling and techniques differ?
View infographic
insurance guide
Almost two in five employees (39%) are so fed up at work that they’re thinking of leaving their job to start their own business. Research from Towergate Insurance reveals that men are currently more willing to take the plunge and start a new venture, with 44% considering starting up their own business, compared to 34% of women.
infographic
We make thousands of decisions every day - Many of which affect our businesses. But what makes us choose a particular path? Our infographic runs down some of the factors which influence our daily decisions and how to avoid falling into their traps and making bad decisions.
insurance guide
Why do you need car hire excess insurance, and what are the most common features and exclusions? Read our car hire excess insurance guide to find out.
We replace your items on a new for old basis so; in the unfortunate event of a total loss you get the latest equivalent model as a replacement. By checking how much an equivalent replacement costs in the market today, you will get a good idea of the value you should insure your own equipment for.
The answer is no provided you have receipts and invoices for your equipment in the event of a claim. If you are concerned that you may not have these then please supply an equipment list, to make sure that your sum insured is adequate.
Yes, full cover is extended to equipment within the hold of an aircraft subject to the equipment being in a locked Peli Case or similar protective casing.
Yes, we have Towergate products available that provide cover for 'open theft' and this would include opportunist. This means we do not require signs of forcible or violent, entry or exit for the theft cover to be in force.
We only need to know about claims you have made in the last five years. Each claim is considered on an individual basis and though some may have no effect on your policy, others might. Just make sure you let us know and we will talk you through it, as failure to disclose a claim can invalidate your cover.
Yes, Towergate photography insurance excesses vary but full details can be found on your policy documents or you can contact one of the team.