Salon Insurance

Salon Insurance

Protecting beauty businesses with unique salon insurance policies.

About Salon Insurance


Cover for a variety of salon businesses

We cover a range of businesses from beauty salons to tanning salons.


Wide range of cover

We can include a range of covers. Just ask, and we can incorporate; stock, money, business interruption insurance and more.


Customisable salon cover

We’ll build a policy for you, even if you have more specific requirements such as employee dishonesty cover or cover for ear piercing.


Salon insurance to suit you

We offer our best terms to give you peace of mind that you have the right cover for you.

Features of Salon Insurance

Standard cover

We cover a range of beauty treatments

It’s amazing what people do to look beautiful. We can cover you for a range of treatments such as tanning, hair and makeup, and nail treatments. Unfortunately, however, we can’t normally cover therapies such as hydro therapy, hair transplants or any treatment involving breaking the skin or blood vessels. If you’re not sure if one of your treatments can be covered, please ask our team.

Add to your policy as your salon grows

If you open up additional premises, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes. It’s important not to be under insured so although your premium may rise as you expand, it’s worth it to make sure you stay covered.

Salon equipment cover

There’s a lot of kit which helps you do your job. As such, we offer equipment cover in all of our beauty salon insurance policies. In most cases, we can even let you choose your cover limit to make sure that all of your important equipment is covered.

We offer a range of liability cover

Public liability and employers’ liability should be at the core of any business insurance . We can also include products liability if you sell beauty products to your clients. We can offer a range of limits to tailor your cover to the needs of your business.

Salon Insurance FAQs


How many employees can I cover?


We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know, so that we can update your policy and keep you covered.


Am I covered for ear piercing?


We can offer cover for this, however it’s not a standard feature of our policies, so please make sure you request it when you set up your policy. Once included, you’ll be covered for ear and nose piercing with a gun only.


Can I work away from my premises e.g. visit a client’s home?


Generally, our policies cover you for working at your premises only. However, on request, we can extend your policy to include home visits and working at other sites/premises.


Are there any exclusions on my salon insurance policy?


Full terms and conditions are available on request from your Towergate advisor, and in your policy documents.


Where can I find more information about monthly Direct Debit?


If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.