Protecting beauty businesses with unique salon insurance policies.
We cover a range of businesses from beauty salons to tanning salons.
We can include a range of covers. Just ask, and we can incorporate; stock, money, business interruption insurance and more.
Our health and beauty salon insurance package provides various sections of cover to protect your business.
We offer our best terms to give you peace of mind that you have the right cover for you.
It’s amazing what people do to look beautiful. We can cover you for a range of treatments such as tanning, hair and makeup, and nail treatments. Unfortunately, however, we can’t normally cover therapies such as hydro therapy, hair transplants or any treatment involving breaking the skin or blood vessels. If you’re not sure if one of your treatments can be covered, please ask our team on 0330 162 3089.
If you open up additional premises, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes. It’s important not to be under insured as this can lead to claim payments being reduced which can have a negative impact on your business. So although your premium may rise as you expand, it’s worth it to make sure you are correctly covered.
There’s a lot of kit which helps you do your job. As such, we offer equipment cover in all of our beauty salon insurance policies. In most cases, we can even let you choose your cover limit to make sure that all of your important equipment is covered.
Public liability and employers’ liability should be at the core of any business insurance. We can also include products liability cover if you sell beauty products to your clients.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know, so that we can update your policy and keep you covered.
We can offer cover for this, however it’s not a standard feature of our policies, so please make sure you request it when you set up your policy. Once included, you’ll be covered for ear and nose piercing with a gun only.
Generally, our policies cover you for working at your premises only. However, on request, we can extend your policy to include home visits and working at other sites/premises.
These aspects are excluded from our nail technician insurance:
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.
We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
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