Makeup Artist Insurance

Makeup artist insurance for makeup professionals.

  • Cover available for conventional makeup application
  • Be covered wherever you work, whether in a salon or your client's home
  • Optional cover for business equipment available

Call us on 0344 892 9788 or get a quote online

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Why choose makeup artist insurance with Towergate?

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Makeup artist cover

Cover to protect your business should a treatment go wrong – terms and conditions available on request

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Business all-risks cover for make-up artists

Get business equipment covered up to £10,000 online.

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Peace of mind with our makeup artist insurance

We offer our best terms to give you peace of mind that you have the right cover for you.

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Wide range of cover

We can include a range of covers. Just ask, and we can incorporate stock, money, business interruption insurance and more.

About makeup artist insurance

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Specialist policy designed for makeup professionals

Our make-up artist policy is designed for qualified beauty therapists, meaning you can be confident your policy is suitable for your profession.

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Protection for makeup artists against defence costs

There is no cap on how much a compensation claim can be for the UK - it could be millions of pounds. Your makeup artist policy can protect you up to the limit of indemnity provided.

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All liabilities covered in one policy

Public and product liability, treatment liability, and legal expenses cover are covered as standard in our makeup artist policy.

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Cover for anywhere you work

Whether it be salons, clients’ homes, mobile or freelance beauty services, we can offer cover best suited to your circumstances.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0333 234 1736 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Makeup artist insurance FAQs

We cover standard makeup application, as well as semi-permanent makeup, micro-blading and eyelash extensions. The main thing we’re not able to cover currently is permanent makeup application.

You must hold the relevant certificates and qualifications for all professional treatments undertaken.

Full details of the policy terms and conditions are available on request. It is important to read your policy documents.

Yes, we can cover a wide range of beauty therapy treatments. Simply let us know what treatments you provide and we can let you know if they can be covered under this policy or not. To give you an example, we cover body massage, spray tanning, nail technicians, waxing and facial care – so there’s a wide scope available.

These aspects are excluded from our makeup artist insurance:

  • Any work for which you are not qualified and do not hold the relevant certificates for the treatments you carry out
  • Not adhering to the treatment liability conditions of the policy, or following the policy precautions and conditions relating to the treatments you carry out
  • Employers liability
  • Work in hazardous trades or locations, or offshore
  • Loss or damage to any property owned, or loaned, leased, hired or rented to you
  • Damage to any property held in trust or your custody

If you prefer to spread the cost of your annual premium, we offer a quick and easy Direct Debit scheme.

When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

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What is the Difference Between Public Liability and Professional Indemnity Insurance?

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