Nail Technician Insurance

Our nail technician insurance provides professional indemnity cover for your nail business.

  • Public and product liability, treatment liability, and legal expenses cover
  • Option to add on additional beauty therapy treatment cover under this policy
  • UK-based support online

Call us on 0344 892 9788.

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Why choose nail technician insurance with Towergate?


Various nail technician covers

Cover for gel acrylic manicures and pedicures.


Indemnity for nail technicians

Nail technician cover includes £5 million public and product liability cover, and £1 million for treatment liability.


Cover for nail treatments

Cover available for a range of different beauty treatments.


Tailored nail technician insurance

We offer our best terms to give you peace of mind that you have the right cover for you.

About nail technician insurance

We can cover various types of nail treatments including acrylic, shellac, gel and builder in a bottle (BIAB).


Cover for compensation costs

In the event of a successful claim against you, our nail technician insurance can cover you against claims for compensation up to the limit of indemnity provided.


Cover for nail technicians wherever you work

Whether it be salons, clients’ homes, mobile or freelance beauty services, we can offer cover best suited to your circumstances.


Cover for different beauty treatments

We can provide cover for a wide range of beauty therapy treatments, including makeup application, spray tanning and waxing. Speak to an adviser to find out more.


Different levels of nail technician liability covers included

We can provide £1 million treatment liability and £5 million public and product liability cover as part of nail technician insurance. This can help to give you the peace of mind you need.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call 0333 234 1736 and explain exactly what happened
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!

Nail technician insurance FAQs

You must hold the relevant certificates and qualifications for all professional treatments undertaken.

Full details of the policy terms and conditions are available on request. It is important to read your policy documents.

Under our 'Beauty (Including Hair and Nails)' cover level, we can cover a wide range of beauty therapy treatments in addition to the treatments covered under nails and hair. If you are unsure which cover level to select, please contact us on 0330 162 1019.

We can offer an indemnity limit of £5 million for public and product liability and £1 million for treatment liability.

These aspects are excluded from our nail technician insurance:

  • Any work for which you are not qualified and do not hold the relevant certificates for the treatments you carry out
  • Not adhering to the treatment liability conditions of the policy, or following the policy precautions and conditions relating to the treatments you carry out
  • Employers liability
  • Work in hazardous trades or locations, or offshore
  • Loss or damage to any property owned, or loaned, leased, hired or rented to you
  • Damage to any property held in trust or your custody

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme.

When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation.This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

Read more FAQs

Nail technician insurance articles and guides

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What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

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