Car Insurance for Diplomats

We can arrange car insurance for diplomats and embassy staff, helping to meet their unique requirements. We can assist customers with non UK driving licenses, leased vehicles and diplomatic registration plates.

About Car Insurance for Diplomats

Flexibility

Flexible cover

We can cater for foreign diplomats currently living and working in the UK. We can also accept your non UK No Claims Bonus. 

Money

Low mileage cover options

We may be able to source cover suitable for lower mileage customers. 

Car

Cover available for leased vehicles

We can organise cover for your leased vehicle, and some insurers will apply a discount if you garage your vehicle overnight. 

Woman

Dedicated 24-hour support

In the event of an incident, you can call our specialist motor claims partners at Law Shield 24 hours a day on 0344 892 1798.

Features of Car Insurance for Diplomats

Covers available

Flexible cover

We can arrange flexible insurance for diplomats, including those with a non UK driving license, from overseas and with diplomatic plates. We can also alter the policy when required due to changes in driver. Our non standard cover can include multiple drivers and high value vehicles.

Cover for high value vehicles

We can arrange cover for high value, luxury cars.

Say hello to our panel of trusted insurers

We work with leading insurers we carefully select, helping you to find the right policy from a trusted brand.

Specialist car insurance team

Don't worry if you have questions, we have a dedicated team ready to help organise car insurance for diplomats and embassy staff. Call us on 01792 522622.

Car Insurance FAQs

Question

Can I speak to a real person?

Answer

Yes, our friendly team of advisors are here to talk you through any questions about arranging your cover. They’ll guide you through the decision-making process with their specialist knowledge. If you’d rather speak to the same person every time you call us, just let us know.

Question

Can you organise cover for a leased vehicle?

Answer

Yes, we will be able to organise cover for your leased vehicle. 

Question

I have a diplomat registration plate, can you still arrange cover for me?

Answer

Yes, we can arrange insurance cover for those with diplomat plates. 

Question

Why might I be asked for a credit check to buy this type of insurance?

Answer

Insurers may ask you to consent to a credit check for a quotation as it may affect the rate that they charge. In addition, a credit check is required if you choose to pay by instalments via our preferred provider, Premium Credit Limited.

Question

How does No Claims Bonus work?

Answer

This is a discount awarded for the completion of 12 months of continuous claim free insurance. No Claims Bonus can only be earned and used in your own name and on one vehicle at a time. No Claims Bonus is not acceptable if it expired more than 3 years prior to the inception of your new policy. Your No Claims Bonus is reduced after a fault claim (please refer to your policy wording for details of No Claims Bonus reduction). If you are unsure if your No Claims Bonus is valid you can call our experienced advisors on 01792 522622 who will be happy to help and advise you. Some insurers will allow up to a period of 3 years after cancellation.

Question

Can you accept a non UK No Claims Bonus?

Answer

Yes, most insurers will accept a No Claims Bonus from outside the UK. 

Question

What is an insurance excess?

Answer

This is the first part of each claim which you (not your insurer) must pay. There are two types of excess:

Compulsory excess - this is an excess that has been applied as a requirement by your insurer and will vary according to your personal circumstances and the terms of cover provided. A compulsory excess may be required if you drive a particular vehicle or you have inexperienced drivers on your policy. There is also a compulsory excess for fire, theft, windscreen claims or malicious damage.

Voluntary excess - This will apply where you agree with your insurer to pay a greater part of each claim, in addition to your compulsory excess. A voluntary excess can be increased or decreased at your request during your online quotation and it may affect your premium.

Question

Fault and non-fault claims - what is the difference?

Answer

A fault claim is any claim resulting in your insurer being liable (paying for the claim). For example, you are not to blame for a theft claim but your insurer would be liable, as they have no other party to recover the costs from.

If your insurer pays for your damages in the event of a claim, for example where a third party hit your vehicle, but then re-coups their costs via the third party's insurer, this would be a non-fault claim as your insurer was not liable.

Question

What impacts the price of my car insurance?

Answer

Many factors have an impact on your premium, including your car's insurance group, your annual mileage, your job, where you live, your age, how long you've been driving, previous motoring convictions, the number of drivers on your policy and any previous incidents and claims. 

Question

If I have an accident and I do not wish to make a claim, do I still have to notify my insurer?

Answer

Yes, you should inform your insurer of any incident the insured vehicle is involved in, so that your policy is always fully up to date, even if no claim is to be made. All incidents should be reported to 0800 9537 537.

Question

Can I pay in instalments?

Answer

If you would prefer to spread the cost of your car insurance policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.