Schools Insurance

We provide a genuine education insurance broking service.

  • We will recommend the most appropriate schools insurer for your needs
  • Access to our market-leading health and wellbeing service
  • UK-based support 

Call us on 0330 123 5064 or get a quote online.

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If you need additional assistance arranging your insurance, find out how our teams can support

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Why choose schools insurance with Towergate?


A range of specialist policies to assist your school

We can provide your school with a wide variety of policies and cover options.


Access to education sector experts

Dedicated schools insurance team with the knowledge and expertise to support you on all things insurance and risk related.


Cover for different types of education institutions

We can accommodate a range of education establishments including, but not limited to, local authority schools, academies, multi academy trusts and independent schools.


Access to a market-leading health and wellbeing service

Access to a 24/7 employee assistance programme (EAP) with counselling, physical health checks and helplines.

About schools insurance


Tailored schools insurance

We combine our expertise in risk management and professional advice to ensure that every school we speak to gets a tailored insurance review and a bespoke risk management programme.


Health, protection and employee benefits

Attractive healthcare packages are a great way of ensuring staff retention and attracting new staff. These packages provide added value for your employees and can be a relatively low outlay for employers. We can help with group private medical insurance, group medical income protection, group dental plans, key persons cover and more.


Independent school insurance specialists

We are insurance and risk management specialists to schools in the independent sector and have insurance professionals that work solely with independent schools. We understand the unique nature of your exposures and will work with you to design an insurance programme that accurately addresses and reflects your risks.


School staff absence insurance

As specialists in providing staff absence insurance, we are confident that we have a policy to meet your needs. We work with a range of education establishments across the sector including, primary, secondary, colleges, nurseries, special educational needs schools, academies and multi academy trusts.

We can provide your school with four quotes from three different A-rated insurers, upon completion of just one application form. Included with all of our policies is our Health and Wellbeing Hub to assist you with taking care of your staff and reducing absence.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0800 783 3500 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

School trips and travel insurance FAQs

We can provide your school with access to our market-leading health and wellbeing service, ‘Health and Wellbeing Hub’, which provides your staff with access to a 24/7 Employee Assistance Programme (EAP), structured telephone and face to face counselling, physical health checks and Occupational Health helplines.

Also included is Day One stress intervention, GP call back services, access to an online health portal and a useful app, My Healthy Advantage for your phone or tablet.

Public liability insurance provides cover against your legal liability to pay damages arising if a visitor to your business premises is injured on site, or if one of your employees injures a third party whilst working for you.

Professional indemnity insurance covers the legal liability of the policy holder for a breach of professional duty.

As an employer, you are required by law to have employers liability insurance. It is similar to public liability insurance but relates to damages arising out of accidental injury or job-related illness to your employees.

See our range of cover for schools and nurseries

School insurance articles and guides

Cyber Crime in Schools: Increase Protection and Reduce Risk

Cyber crime is on the increase and schools can be particularly vulnerable. Read how you can help protect against this threat.

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Five-Step Fire Risk Assessment for Schools

According to research conducted in September 2020 by Zurich, schools in England are twice as likely to suffer from a fire than other commercial buildings.

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Dealing with Childhood Bereavement in Schools

Read information and guidance for supporting a child who is dealing with the death of a loved one or a member of their community.

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Income Generation for Schools: Bidding for Grants

With budgets stretched, schools are pursuing new funding streams to support the delivery of the curriculum and provide enrichment opportunities for pupils.

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Post-Lockdown: Moving Wellbeing and Resilience Up Your School Agenda

The Education Broker & Towergate support Mindfulness in Schools Project, a charity aiming to bring mindfulness to young people and those who care for them.

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How to Reduce Teacher Stress and Absence

We surveyed over 1,000 teachers in the UK to find out how stressed they are and why they're so stressed. Read on for the results.

Read more