Yacht Insurance

Cover summary - Yacht insurance and sailing boat insurance

We have made yacht insurance easy to understand and buy. Our yacht insurance policy is designed to provide different levels of cover depending on how you use the vessel.

What’s more we have made yacht insurance available to buy online or over the phone and can provide discounts for certain marina locations.

At Towergate Insurance, we’re proud to insure some of the world’s most desirable yachts, including those manufactured by Moody, Elan and Swan.

Our yacht insurance and sailing expertise is well-recognised amongst the yachting community which is why owners repeatedly call upon us to protect their possessions and liabilities.

Policy excess

  • Starts at £150

Key features of our Yacht Insurance

  • Extendable cruising range
  • Tiered levels of cover to choose from
  • Cover if you race your yacht
  • Flexible excesses
  • Third party liability
  • Legal expenses included
  • 24 hour helpline

Key exclusions of our Yacht Insurance

  • Wear and tear
  • Corrosion
  • Loss of yacht value due to age and use
  • Loss of yacht value following repair
  • Loss or damage to masts, spars, sails and rigging whilst racing, unless previously agreed
  • Sails split by the wind or blown away whilst being set (unless attached spars also damaged)

Want more policy information? Visit our Details page.

Got any specific questions about yacht insurance? Visit our FAQ page.

Yacht Insurance

Towergate insuranceit's personal

  • £3m third-party liability
  • Legal Expenses and 24-hour helpline
  • Optional racing risks extension
  • In-house claims service with a national network of repairers
  • Discounts for certain marina locations
  • Get a quote and buy online today
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