Classic Car Insurance

Insurance cover for classic cars

Towergate Insurance have been specialists in classic car insurance since 1969. Our totally UK-based insurance service is unique in specialising 100% in cherished vehicles only. This means we deliver a single solution for all your classic vehicle insurance needs without any of the frustration often associated with dealing with inexperienced providers.

We specialise in insurance for classic cars and vehicles whilst providing a genuine UK-based, call centre-free, quality personal service. One consistent point of contact personalises all your dealings with us, enabling fast responses to your demands and needs at all times - unlike many competitors. And it's all available online or over the phone, whichever you prefer.

Key features of our classic motor insurance

  • Free 'Agreed Valuation' certificates - to avoid disputes at the time of a loss, the value of your vehicle is agreed at the start of the policy
  • Personal Belongings cover for up to £150 for personal belongings if they are lost or damaged by an accident, fire, or theft if located in or on the car
  • Legal costs incurred with our consent, in connection with a claim against your policy
  • Breakdown assistance - special rates to cover vehicle breakdowns anywhere in Europe
  • Reinstatement cover
  • Up to 50% uplift in value to cover uneconomic repair costs available as an option
  • Option to retain salvage
  • Unlimited windscreen cover - subject to policy excess of £50

Excesses

  • Starting from £100

Key exclusions

  • We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
  • We will not cover loss or damage resulting from deception

What makes Towergate Insurance different?

  • We are classic car owners
  • We have been caring for classics since 1969
  • We are familiar with the A to Z of cars, from Alvis to Zagato
  • We know the difference between a Ford Capri and a Ford Consul Capri
  • We understand that owning a classic is never a one size fits all experience
  • We always personally answer the telephone
  • We inspire passion and loyalty. Just talk to our people, some of whom have been with us for 25 years
Get a quote for classic car insurance
classic car insurance

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Get a quote for classic car insurance
  • 15% discount for members of recognised classic car clubs
  • Classic Tractors & Military vehicles
  • Free 'Agreed Valuation' certificates
  • Insurance for classic commercial vehicles
  • Breakdown assistance
  • Insurance for American cars
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