Static Caravan Insurance

Static caravan insurance just the way you like it - with wide-ranging cover and low excesses

  • Get new for old cover for life for all caravans under 20 years old
  • In-house claims team to help you through every step of your claim
  • £5 million public liability cover at no extra cost (£3 million more than required by some parks)

Cover your static caravan online in a matter of minutes.

Get a quote

Got a special request? Call our specialist team to see what they can do for you.

0844 892 1413
01242 538 431

We’re here for you Mon - Fri 9am to 5pm, Sat 9am to 12pm
Can’t get through right now? Request a callback

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Our cover combines flexibility with great features. Here are just a few ways we can cover your home away from home:

Flood cover as standard

We include flood cover in all our policies. For the most part we offer zero excess on this cover but in some high risk areas we may need to add an excess. In 2013 between October and February we helped 301 people get their static caravans back up and running during some of the worst weather for decades.

Zero excesses on most claims

When you claim, you’ll get every penny from your final settlement. The only exception is in the (unlikely) event of ground movement (Landslip, heave or subsidence) where we have a £500 excess.

Water and frost damage

The winters can be cruel to static caravans. That’s why we offer water and frost damage cover with, you guessed it, zero excess. We only ask one thing – please either turn off the water at the mains (you probably do this any way), fully drain down your caravan or keep the heating on at 15 degrees whilst you’re not there.

Flexible contents cover

When you take out insurance with us we’ll ask you about your ‘sums insured’ this will include the value of the caravan itself and your contents. Simply let us know the value of cover you require and we’ll adjust your premium so that you don’t pay for any more than you need.

These are just some of the key features and exclusions, full details will be found in policy wordings. Show policy documents

Adam Summersby

Adam Summersby

Head of Caravan
“ I’m proud to be Towergate’s Head of Caravan and managing our team of dedicated advisors based here in Cheltenham. We take pride in making sure your calls are handled with the utmost care, so our customers come away feeling confident their leisure home is protected. We are always happy to provide the personal touch and guide you through our cover and we welcome you to challenge our team to get you a better deal.”

It’s the moment of truth – you need to make a claim.

At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.

Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.

Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.

Need to make a claim?

Give us a call and we’ll help settle your claim

0844 892 1416

Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance.

Static Caravan Sums Insured


Static Caravan 'Sums Insured' Contents Cover Explained

As part of our static caravan insurance video series we look at sums insured contents cover, what the term means and why it’s important to have the correct cover in place to protect the contents of your caravan. Check out the video to find out more...

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VW Campervan vs. Airstream Caravan

VW Campervans and Airstream Caravans are both classics in their own right. Both have distinguished histories and have cropped up everywhere in pop culture over the years. Can you guess which one is owned by Pamela Anderson? What does the future hold for these iconic vehicles? Read on to find out.

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Flooding! What to do if disaster strikes

This summer's unpredictable weather has left many caravanners in a difficult situation, with their tourers ruined by flood water, which can enter a caravan very quickly, due to the location of the vent boards in the floor.

Customers rate our service at 93%

Based on 1963 independent customer reviews.

DateProductScoreCustomer Comment

Touring Caravan Insurance (Renewal)


Very professional and courteous.

Static Caravan Insurance (New Policy Holder)


The lady I spoke to was very nice and polite and I did not feel rushed with her

Static Caravan Insurance (Renewal)


not had to submit a claim for this last year, but renewing our policy, the staff are always pleasant, helpful and 'personalise ' transactions. you feel a valued customer! thanks!!

Static Caravan Insurance (Renewal)


Comment relates to experience of taking out insurance. Have not had to claim, fortunately, so no experience of how relegate actually handles a claim

Touring Caravan Insurance (Renewal)


very good service. I needed information & a phone call was all that it took.

Static Caravan Insurance (New Policy Holder)


Very easy experience, staff helpful and impressed with policy

Touring Caravan Insurance (New Policy Holder)


Provided cover for caravan kept abroad which a lot of insurers would not do.

Static Caravan Insurance (Renewal)


Very happy with service.

Touring Caravan Insurance (Renewal)


All very polite and helpfull in everyway possible.
Would sincerely recommend this service to everyone.
and have done so to friends and family.

Static Caravan Insurance (Renewal)


All questions dealt with professionally and promptly.

More reviews


Do you provide £2 million worth of Public liability cover as required by my park?

Yes. In fact, we provide £5 million worth at no extra cost just to be safe.

Can I cover other valuable items under this policy?

Sure. Our policy provides valuables cover for any one item up to £2000, you just need to make sure you allow for any such items within your sums insured. If you're an avid wind surfer, we can also include cover for your sailboard. You may find that some items you take to your static caravan are covered by your regular home insurance. It's best to check with your home insurance provider to make sure you're not doubling up on cover unnecessarily.

How can I make sure my cover remains valid through the winter?

Our policies include cover for escape of water and frost damage to help cope with the cold winters. However, we do ask that you drain down your caravan, turn the water off at the mains or keep the heating on at 15 degrees Celsius.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Will my static caravan or leisure home still be covered when I am not there?

If the home is unoccupied for more than 72 consecutive hours there are specific exclusions that will apply. These include the exclusion of cover for loss of metered water or heating oil and theft unless involving forcible and violent entry to or exit from the home. Full details of exclusions applicable can be found in the policy wording.

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