Competition terms and conditions

This competition is open to the public except employees of Towergate Insurance or any of its group undertakings from time to time. All entries must be submitted on either the Towergate Insurance Facebook page, using the hashtag #TowergateCalendars, or via Twitter mentioning @Towergate and using the hashtag #TowergateCalendars. Entries open on 1 December 2020 and close at 23:59 GMT on 24 December 2020. Entries after this date will not be considered. The draw is free to enter and no purchase is necessary.

The promoter accepts no responsibility for entries not successfully completed due to a technical fault or reason of any kind.

The winning entry will be selected by a prize draw in January 2021. The promoter is Advisory Insurance Brokers Limited and its announcement of the winner is final; no correspondence will be entered into. We will contact the winner through the medium in which they submitted their entry in order to announce the prize, and will arrange to send the prize within 30 days. The prize is non-exchangeable and non-transferable and no cash alternative is available. In submitting any imagery to us you confirm and acknowledge that you own or have full permission to use it, and you grant us a licence to use it for our reasonable promotional purposes.

The winner must agree to have his/her name and postal town published in any post-event publicity.

We reserve the right to withdraw the competition at any time. Personal data supplied during the course of this promotion will only be processed as set out in our privacy policy, which can be found at http://www.towergate.co.uk/fair-processing-notice.html

Today's quiz question...

Enter our competition for the chance to win a Christmas hamper by answering one or more of the daily questions about our advent calendar!

The question for 4 December is:

"What colour is the ghost's hat?"

Send your answers to:

1. Facebook: post on Towergate's Facebook page including the hashtag #TowergateCalendars
2. Twitter: reply to Towergate on Twitter including the hashtag #TowergateCalendars

Good luck!

Unoccupied property insurance from Towergate

Do you own an unoccupied home? For more information, visit our dedicated unoccupied property insurance page or call us on 0344 892 1750 to speak to a specialist adviser.