Richard Barnes
Senior Business Development Executive
Richard Barnes has worked as an insurance broker for over 30 years. Richard spent five years working as a specialist construction broker in Sydney Australia where he gained the Qualified Professional Insurance Broker Qualification.
Since his return to the UK in 2008 he has worked for Towergate exclusively supporting social care providers and has been awarded the Cert. CII qualification. Richard is also part of Towergate’s Cyber steering committee supporting clients with this emerging risk.
Published Articles
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Unfortunately, liability awards are rising with inflation, too
Rising inflation has driven liability awards to record highs, leaving many care homes underinsured. Learn how to navigate the risks and protect your business.
April 17, 2025
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The rising threat of floods to UK businesses
Flooding is a growing threat to UK businesses, especially care homes. Act now to prepare and protect.
April 17, 2025
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Employers’ Liability
Employers’ Liability is one of the few classes of insurance required by law in the UK.
April 11, 2025
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Working with grey fleet vehicles and your responsibility as an employer
According to the British Vehicle Rental and Leasing Association (BVRLA), a grey fleet vehicle is ‘owned and driven by an employee for business purposes.
April 10, 2025
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Underinsurance: catch this dormant disaster before it erupts
The problem with underinsurance is that it’s a quiet phenomenon. There’s no obvious problem until, all of a sudden, there is
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