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Whether you race or commute on your bicycle, you'll need insurance that suits you
With our bike and accessories cover, you will have peace of mind that your bikes and accessories are covered if stolen, accidentally damaged or maliciously damaged. You are covered when your bike is at your insured location, out and about, in or on a vehicle, or in the custody and control of an airport, railway or seaport operator.
Our bike and accessories cover includes bike hire, so in the event your cycle is stolen or damaged; we’ll provide you bike hire so that you are not left without wheels. (Hire is not included under theft or damage on accessories.) If the bike or accessories are more than 3 years old, we’ll repair or replace on an equivalent type or specification basis, and of your total sum insured we will pay up to 30% for the value of any accessories which includes clothing, computers, lighting and your parts - as well as bike boxes and spare wheel sets. On the bike, cover carries a limit of 10% insured - the bike has to be in an unusable state.
Our public liability protection cover can provide up to £2 million for a cycle related claim that is brought against you. This covers your legal responsibility to third parties who may be injured, or have their property damaged due to an accident which you are liable.
Our legal protection service will provide you with up to £50,000 of legal costs for cycle related incidences. If you are involved in a non-fault accident, it will help with recovering costs such as repair of your cycle, damage to clothing/accessories, loss of earnings, any excess and specialist personal injury advice, support and compensation.
If you need to claim please make us aware as soon as possible and ensure that you firstly check your policy certificate to make sure you have the appropriate cover.
It’s helpful to provide as much information as you can ready, so we can get the ball rolling as quickly as possible. You can find a list of information we find useful in your policy wording.
Need some help?
Call their friendly team to talk through the next steps:
0344 856 0897
Or write to them at:
Davies Group, PO Box 2801, Trinity Street, Hanley, Stoke on Trent, ST1 5NA
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Our bike and accessories product include race fee reimbursement, so if you have paid to participate in an organised cycling event and are unable to take part due to circumstances beyond your control, we could cover the cost of the race fee up to £500, travel, accommodation and hire an alternative bike up to £250.
Unfortunately, our cycling insurance is only designed for those who reside in the UK (excluding the Isle of Man and the Channel Islands).
Yes - we offer cover no matter where you cycle. We will cover your bike and accessories anywhere in the world.
As part of our personal accident product, we offer various levels of personal accident cover. Silver and Gold packages also include weekly payment benefit whilst you recover from an accident. Should your injury prevent you from commuting to work on your bike, the weekly payment will cover your travel cost or loss of earnings.