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Over 2000 insurance specialists ready to support you

Hera Indemnity

We are one of the UK's leading insurance brokers, arranging solutions for the risks faced by the Professional Services sector. Our dedicated experts will work with your business to deliver solutions when facing complex issues which affect your business.

  • Variety of policy covers including Professional Indemnity Insurance (PII), Cyber Insurance and Management Liability Insurance
  • Insurance for a wide variety of Professional Services sectors 
  • UK-based support
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If you need additional assistance arranging your insurance, find out how our teams can support

One of the UK's leading independent insurance brokers

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Overall service rating 4.6 / 5

Based on 4252 customer reviews

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Hera Indemnity are comprised of experts from brokers dedicated to the PII insurance sector, The coming together of Alice Castle, The Professional Indemnity Company and Towergate Professional Indemnity means we now have an experienced team of 50 experts, spanning five offices. Our specialist advisors will arrange an insurance solution to match your requirements.   

London office: 6 Bevis Marks, London EC3A 7BA / Tel: 0207 062 4020

Chester office: Indemnity House, 131 Main Road, Broughton, Chester, CH4 0NR / Tel: 0333 733 5192

Surrey office: First Floor Offices, 1 Mulgrave Chambers, 26-28 Mulgrave Road, Sutton, Surrey, SM2 6LE / Tel: 0207 186 1636

Manchester office: 5th Floor, 3 Hardman Square, Spinningfields, Manchester, M3 3EB / Tel: 0161 516 5075

Lloyd’s Broker Logo Hera Indemnity, a Lloyd’s broker, is recognised as a Professional Indemnity Insurance specialist for the legal and professional services sector.

Why choose Professional Indemnity Insurance with Hera Indemnity?

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Insurance experts in Professional Indemnity

Dedicated specialist team of experts focusing solely on professional services.  

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Tailored solutions

Bespoke wordings tailored for individual business sectors.    

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In-house risk management assistance  

Access to a range of services to help you minimise risk in your business. 

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In-house claims assistance

We have in-house claims handlers dedicated to professional service clients. 

About Hera Indemnity

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Range of Professional Service sectors covered

We can cover a wide variety of Professional Services insurance trades, including solicitors and surveyors, accountants, architects, bookkeepers, design and construction, engineers, estate agents, information technology, management consultants and media and marketing.

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Access to A-rated insurance panel

We have strong market relationships with a wide range of A-rated Professional Services insurance providers.

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Professional Indemnity Insurance 

Professional Indemnity Insurance (PII) provides cover for claims alleging an error or omission (hence sometimes called E&O) in the provision of a professional service. Typically, such cover is purchased by traditional “professions” (where it is often compulsory) but it is increasingly considered essential for a wide range of firms and businesses offering any kind of specialist service to their clients. 

Claims can be covered whether they arise under common law such as negligence or as a breach of contract. Crucially, in addition to the core cost of any claims, PII incudes the costs of investigating and defending claims. Cover can also benefit from a wide range of extensions including awards by ombudsmen/adjudicators and intellectual property infringement.

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Cyber Insurance

As a professional business you will use, hold, send and store data which could make you vulnerable to a cyber-attack. Within our specialist team, we have exclusive access to a risk-management-led cyber insurance proposition as well as additional options from a panel of A-rated insurers.

Our exclusive product not only protects against data breaches, cyber-crimes, fraud, extortion, data or software losses and business liability. In addition, it provides a range of proactive cyber and data security support advice and risk management solutions to identify and expose gaps that could potentially make businesses more vulnerable.

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Management Liability Insurance

Traditionally known as Directors and Officers Liability Insurance, or Errors and Omissions this is an insurance cover designed to provide financial protection for both senior management and the company itself. There are three key areas which may be included in a Management Liability policy:

Directors and Officers Liability – protecting the personal wealth of you the director.

Employment Practices Liability – protection against claims made from former and current employees.

Corporate Legal Liability – protection for the legal entity (business) itself from defence costs relating to civil, regulatory claim or investigation.

Claims that we see often under a Management Liability policy include; mismanagement, negligence, unfair dismissal, breach of fiduciary duty and regulatory investigations such as the Health and Safety Executive and HM Revenue and Customs.

Litigation can come from anywhere, you should ensure your business is fully covered with a comprehensive policy.  

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible. 

  • Find your insurance documents and make sure you have all your information at hand, including your policy
  • Call your usual account executive and explain exactly what happened.
  • Provide information requested to help us understand what happened as quickly as we can.
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Hera indemnity insurance FAQs

Your professional reputation and financial security are paramount, making it essential you have insurance to protect both.

Hera Indemnity are a longstanding specialist for the Professional Services Insurance sector.  Our experienced team of 50 experts, spanning five offices, have specialist knowledge of each Professional Services sector and will arrange an insurance solution to match your requirements.

In addition, we have in-depth knowledge and experience within the solicitor and lawyer sectors, our team are acutely aware of the complexities in arranging insurance for such niche businesses. 

Hera Indemnity, a Lloyds broker, is recognised as a Professional Indemnity Insurance specialist for the legal and Professional Services sector. With access to composite markets and MGAs, as well as benefiting from our own in-house facilities, we are confident to find a solution that works for your business.

Professional services insurance articles

What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

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Choosing the Right Level of Indemnity Insurance

When you take out public liability insurance, you’ll need to choose the level of cover you need. You’ll set a cover limit of £1 million, £2 million, £5 million or £10 million to protect your business if a claim is made against you. Choosing the right level of cover to suit your enterprise can be daunting, and it may be tempting to opt for a lower level and a potentially cheaper premium.

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Cyber Insurance for UK SME Businesses

Did you know that 39%* of small businesses in the UK have suffered a cyber attack, and the average cost of a breach for SMEs is around £3,000? In today’s digital age, discover why having adequate cyber insurance has become an essential aspect of risk management for UK SME businesses.

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