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Jet Ski Insurance

Key benefits of our jet ski insurance include:

  • 'Slipway ready’ with £5m liability cover
  • No Claims Discount to recognise careful ownership
  • Online quote system tailored to your needs

Start a jet ski insurance quote online

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If you need more assistance, talk to one of our friendly specialists on:

0344 892 1987
0344 892 1987

Weekdays 9am - 5pm
Can’t get through right now? Request a callback

Features of our jet ski insurance

‘Slipway ready’ for jet skis

Be ‘slipway and launch ready’ with £5 million in third-party jet ski liability cover. This excludes employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.

Machinery failure cover

Automatic cover for machinery failure for jet skis under 5 years old (as standard).

No claims discount

No Claims Discount to recognise careful jet ski ownership. 5% discount per year up to 25% discount for five years.

Tailored by craft type

To save you time, our online quote and buy system is tailored to your craft type, only asking the questions that are relevant to jet ski owners.

Jet Ski Insurance Claims

You can get in touch to let us know about a claim 24/7, so you can get back out on the water as soon as possible.

Photographs of any damage will help your claim along, so try to grab a few snaps to send us.

Need to make a claim?

Just call us on:

0330 018 2292

Jet Ski Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the most value out of your jet ski insurance.

Jet Ski Insurance


A Guide to Jet Skiing in the UK

Quick to learn and easy to use, getting to grips with jet skiing can be thrilling and as with any exhilarating sport, they need to be handled with care, so whatever your level,...

View article
Jet Ski Family Thumb


Common Jet Ski Injuries

The thrill of riding a Jet Ski or PWC (personal water craft), with droplets of sea spray tickling your face can’t be beaten. They run at up to 65 miles per hour, yet regulation around the use of jet skis is fairly loose. In this article we explore common Jet Ski injuries and safety precautions to help you avoid injury and enjoy the ride.

Jet Ski Insurance Guide Small

insurance guide

Jet Ski Insurance Guide

Small but mighty, jet skis can reach incredible speeds in open water thanks to their jet propelled engines. When you’re skimming across the water, hopping over waves and otherwise zooming around we can fully understand that insurance is the last thing on your mind.

Do I Need A Qualification To Ride A Jet Ski


Licenses and Qualifications Needed to Ride a Jet Ski

You don't need a licence per se but it does help to get some experience under your belt before you go Jet Skiing. Our guide tells you where you can get a few lessons and how to get certain licenses and qualifications.

Jet Ski Insurance FAQs

What security do I need to cover my trailer in transit?

When you are towing your jet ski with a trailer, if you have to stop and leave the jet ski and trailer unattended, we require either a hitch lock or a wheel clamp to be fitted to the trailer. We also ask that a hardened steel chain is fitted to the jet ski at all times to keep it secured to the trailer. If you would like to insure the trailer itself, you can do so, just add the value of the trailer to your total sum insured.

How old do I have to be to insure a jet ski?

Anyone under the age of 21 needs to be agreed by us on a case by case basis. This is usually dependent on age, experience and relevant qualifications, such as the Personal Watercraft Course (PWC). Please call us if you wish to insure anyone in this age group to ensure that we have all the details.

Can you cover water toys and towing?

Provided you have no more than two people being towed at a time, we can cover a number of different water toys and types of water skier; you just need to let us know to add the cover for you. We cannot cover toys such as banana boats and air chairs for towing, and we exclude cover for more than two people being towed at any one time.

Can I add racing cover for my jet ski?

No, we do not cover jet skis that are used for racing.

Can you provide cover for stand up jet skis?

No, we can’t. We are only able to cover sit down models.

Can I pay for my jet ski insurance in instalments?

If you would prefer to spread the cost of your policy, you have the option of setting up a direct debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To understand more about how PCL work together with Towergate, please read our regulatory information.

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