Landscapers Insurance

Landscapers insurance that grows with you

  • Cover for work at a depth of 2m and height up to 5m included as standard
  • Public liability cover up to £5 million
  • 'All risks' cover included in our landscapers insurance to protect your equipment

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01482 330300
01482 330300

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Features of our landscapers insurance

Protection for equipment and machinery

We can provide cover for a range of landscaping equipment, including excavation machinery. This means you can feel confident in the knowledge that you are covered should something happen to your tools or machinery.

Liability cover

As a landscaper you are likely to spend a lot of time working in public places. We can provide public liability up to £5m to protect your clients, their property and the general public. We also offer employers' liability with limits up to £10m in order to ensure your staff are covered should something happen.

Cover for work at height and depth

Your job is likely to involve excavation as well as working at heights and it is important that you are adequately covered in these instances. Our landscapers insurance includes automatic cover for work at a depth of up to 2m and a height of up to 5m, so you have peace of mind that you're covered for this work.

Additional extras

We can build your landscapers insurance policy to suit you and your business needs. We can provide a range of additional covers, including personal accident, legal expenses and buildings cover. We also offer a bespoke landscaper insurance policy for those with a turnover in excess of £500,000 to suit the needs of larger businesses.

Landscapers Insurance Claims

We have an in-house claims team who can guide you through the process in the unfortunate event of a claim. They are available Monday to Friday 9am to 5pm.

For material damage and business interruption claims of over £5,000 we will appoint a chartered loss adjuster specialising in the type of loss you have experienced to look after your interests and ensure the entire claims process is handled quickly, fairly and without unnecessary stress.

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

01482 330300

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Landscapers Insurance FAQs

Do you cover landscaping in non-domestic locations

Yes, we can provide landscapers insurance cover for commercial, public and domestic locations. This includes private homes, schools, restaurants and hospitals.

Do you cover burning of garden debris?

Yes, this can be covered on a public liability policy, subject to safety conditions being covered.

Are labour-only landscaping sub-contractors covered in the same way that direct PAYE staff are under the employers' liability?

Yes. We can cover both types of landscaping employees for the same risks. It is vital that you declare how your workforce are employed, as this will affect how your risks are calculated.

I run a large landscaping company, can you provide cover for me?

Yes. We offer a bespoke landscapers business insurance product for companies with a turnover in excess of £500,000 which is designed to meet the needs of larger businesses with multiple employees. Speak to one of our advisers to find out more about this cover.

Are there any exclusions/conditions?

As with all insurance policies, please check policy documents for any exclusions that may be relevant to you. All cover is subject to standard underwriters' terms and conditions.

Where can I find out more about monthly direct debit?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for payment. We can spread payment over three, six, ten or 12 months depending on your needs.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

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