insurance guide
Turning Your Hobby into a Career
Almost two in five employees (39%) are so fed up at work that they’re thinking of leaving their job to start their own business. Research from Towergate Insurance reveals...
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Landscapers insurance that grows with you
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We can provide cover for a range of landscaping equipment, including excavation machinery. This means you can feel confident in the knowledge that you are covered should something happen to your tools or machinery.
As a landscaper you are likely to spend a lot of time working in public places. We can provide public liability up to £5m to protect your clients, their property and the general public. We also offer employers' liability with limits up to £10m in order to ensure your staff are covered should something happen.
Your job is likely to involve excavation as well as working at heights and it is important that you are adequately covered in these instances. Our landscapers insurance includes automatic cover for work at a depth of up to 2m and a height of up to 5m, so you have peace of mind that you're covered for this work.
We can build your landscapers insurance policy to suit you and your business needs. We can provide a range of additional covers, including personal accident, legal expenses and buildings cover. We also offer a bespoke landscape gardener insurance policy for those with a turnover in excess of £500,000 to suit the needs of larger businesses.
We have an in-house claims team who can guide you through the process in the unfortunate event of a claim. They are available Monday to Friday 9am to 5pm.
For material damage and business interruption claims of over £5,000 we will appoint a chartered loss adjuster specialising in the type of loss you have experienced to look after your interests and ensure the entire claims process is handled quickly, fairly and without unnecessary stress.
Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.
Get tips and advice from our industry experts to ensure you get the best out of your landscaping insurance.
insurance guide
Almost two in five employees (39%) are so fed up at work that they’re thinking of leaving their job to start their own business. Research from Towergate Insurance reveals...
View insurance guidearticle
Starting your own business is one of the most exciting career moves you can make. More and more entrepreneurs are making the leap, with the number of self-employed people growing from 3.8 million in 2008 to 4.8 million in 2017.
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When you are an employer running your own organisation and taking responsibility for its success or failure, getting the right insurance cover for both your business and your workers is crucial.
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Bad weather can severely disrupt business and could result in business interruption claims. With this in mind, weather-proofing your business is important and done well, could save your business hassle. We look at key things you can do to keep trading through the bad weather and how to stay prepared with a business continuity plan.
Yes, we can provide landscapers insurance cover for commercial, public and domestic locations. This includes private homes, schools, restaurants and hospitals.
Yes, this can be covered on a public liability policy, subject to safety conditions being covered.
Yes. We can cover both types of landscaping employees for the same risks. It is vital that you declare how your workforce are employed, as this will affect how your risks are calculated.
Yes. We offer a bespoke landscapers business insurance product for companies with a turnover in excess of £500,000 which is designed to meet the needs of larger businesses with multiple employees. Speak to one of our advisers to find out more about this cover.
As with all insurance policies, please check policy documents for any exclusions that may be relevant to you. All cover is subject to standard underwriters' terms and conditions.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for payment. We can spread payment over three, six, ten or 12 months depending on your needs.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
