Cover for instructors, clubs and associations involved in amateur martial arts.
Our MartialGuard Instructor policy is designed to cover the main liability insurance needs of a martial arts instructor. This include public and products liability, and 24-hour personal accident cover, with weekly benefits of up to £500, broken bones cover and up to 10 physiotherapy sessions. Cover is on a ‘claims occurrence’ basis, meaning you are protected for incidents during your policy even if the claim is made at a later date.
We offer a 12-month liability cover policy for martial arts clubs and associations, flexible to your needs. Options include cover for member to member combat, tournaments and events; employers' liability with a £10 million indemnity limit; directors' and officers' liability with indemnity limit options; personal accident cover; and specialist travel cover with one-off trip and annual cover options.
Our team has over 30 years' experience providing insurance solutions to martial arts instructors, clubs and associations. This expertise allows us to understand and identify the particular risks to which you are exposed and provide a wide range of policies that can be tailored to your needs.
We have many years' experience providing cover for dojos, and can offer a comprehensive package of cover for your martial arts premises, including buildings, contents, business interruption, money and glass.
If an accident, loss or damage occurs or any circumstances arise which may cause a claim to be made,n please contact the claims handling office as soon as possible.
On weekdays from 9am-5pm call:
At other times call our 24-hour number:
No, our martial arts policies do not cover professional competitions.
All applicants must be over 18 years of age and have either a black belt or a teaching qualification. They must also be connected to a club or association.
This forms part of the group public and products liability policy and provides cover for one member to another member for negligent injury. This is not a form of personal accident insurance.
No, instructor public and products liability covers are not transferable and cannot be cancelled mid-term.
All declined disciplines and declined weapons are listed below.
Declined disciplines
| Bajujitsu | Cage fighting | Chin na | Dim mak | Disciplines using pressure points | Jobajitsu |
| Kalari | Kalaripayattu | Kyusho | Kyusho ju jitsu | Mixed martial arts including competitions | Musti yudha |
| No connection to martial arts | Payattu | Shootfighting | Subajutsu | Thoda | Vajra mushti |
Declined weapons
See full list of FAQs on our martial arts insurance website.
