Military Car Insurance

Multi car insurance policies and cover for US Forces’ left hand drive cars

For serving personnel aged 21+ with one year's no claims bonus, our military car insurance automatically includes business use and on-base cover, and should you be posted during the period of insurance, we can alter your policy to laid-up cover at a reduced premium, and reinstate full cover upon your return.

0344 346 0409
0344 346 0409 Mon - Thu 8:30am - 6.00pm, Fri - 8:30am - 5.30pm, Sat 9.00am - 1.00pm
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Features

Military car insurance features

Military car insurance features

  • On base cover

  • A range of excesses to choose from starting at £150

  • Option to alter policy to laid up cover while on post

Multi-vehicle insurance features

  • One renewal date

  • One point of contact for your motor insurance

  • Cover for vehicles owned by proposer or spouse

  • Discounts for multiple vehicle

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Military car insurance exclusions

  • All drivers must over 21 years old

  • All drivers must have a minimum of one year's driving experience

  • All drivers aged younger than 25 must have a minimum of one years no claims bonus

  • No left hand drive / imported vehicles (this applies to UK forces only)

  • Foreign use limited to trips of up to 60 days and will only apply where your permanent home is in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and you have contacted us prior to your trip

These are just some of the key exclusions/limitations, full details will be found in policy wordings.

FAQs

Military car insurance FAQs

UK Forces

I require business use to travel to and from work and other military establishment, will this cost more?

Business Use is provided free of charge on all occasions as the policyholder may be required to visit another military establishment for training purposes.

What ages do you cover for military insurance?

Our policies are Available for serving personnel aged 21 and over.

I am being posted aboard and leaving my vehicle in the UK, but it won't be used for 6 months do I need to let you know?

If your vehicle is not being used then you have the option to reduce the cover from Fully Comprehensive insurance to Laid up cover for the time you are away, on your return you can then reinstate full cover for this vehicle and upon renewal of your policy the reduction in premium would apply for the time your vehicle was laid up during the previous insurance period.

I am being posted to Northern Ireland can my cover be extended to this area?

Yes, you would need to call us and inform us when you will be posted and your new contact details for your full protection.

US Forces

I require business use to travel to and from work and other military establishment, will this cost more?

Business Use is provided free of charge on all occasions as the policyholder may be required to visit another military establishment for training purposes

What ages do you cover for military insurance?

Our policies are Available for serving personnel aged 21 and over.

I am being posted aboard and leaving my vehicle in the UK, but it won't be used for 6 months do I need to let you know?

If your vehicle is not being used then you have the option to reduce the cover from Fully Comprehensive insurance to Laid up cover for the time you are away, on your return you can then reinstate full cover for this vehicle and upon renewal of your policy the reduction in premium would apply for the time your vehicle was laid up during the previous insurance period.

I am being posted to Northern Ireland can my cover be extended to this area?

Yes, you would need to call us and inform us when you will be posted and your new contact details for your full protection.

US Forces - ONLY

I have imported my US vehicle can you provide insurance for these types of vehicles?

Yes we can provide insurance cover for Imported Left Hand Drive Vehicles.

Can you insure my vehicle on a chassis number so that I can register my vehicle in the UK?

Yes we can cover vehicles on a chassis number for 14 days.

I require business use to travel to and from work and other military establishment, will this cost more?

Business use is provided free of charge on all occasions as the policyholder may be required to visit another military establishment for training purposes.

I have an international Licence can you insure me?

Yes we can insure UK, EU and International Licence Holders.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Claims

Military car insurance claims promise

We want to get you back on the road as quickly as possible so in the event of a claim we will put you straight through to the insurer.

Our telephone hotline is open 24 hours a day in times of an emergency or if you want to log your claim at the time it happened. We also have a separate hotline dedicated to window screen claims.

Simply call us using the phone number in your policy documents and you will be talked through the details of the claim. You will be advised you of the next steps and guided you through the process right through to settlement.

0344 346 0409
0344 346 0409 Mon - Thu 8:30am - 6.00pm, Fri - 8:30am - 5.30pm, Sat 9.00am - 1.00pm
Get a quote Request a callback

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