Military Home Insurance

Home owners insurance designed for those in the armed forces.

  • Benefit from kit, contents and home insurance designed specifically for military personnel
  • Flexible claims process - because we understand you can't always call us straight away

Start your military home insurance quote online

Get a quote

Call us to set up a policy or just ask a question

01242 533 784
01242 533 747

+44 outside UK. Weekdays 9am - 5pm (4pm on the first Friday of each month)
Can’t get through right now? Request a callback

We’ll beat your Military Contents & Home Insurance renewal*

Whether you’re looking for military kit, contents or home insurance, we’ll beat your current renewal price, providing it’s on a like for like basis and you’re a new military insurance customer to Towergate, in just three easy steps:

1. Call for a quote 01242 533 784

2. Let us know your current renewal price

3. If you’re happy with our quote, let’s go - our advisers will get you on cover 

*Terms and conditions for our beat your renewal offer
We will beat the inclusive price of your renewal quote if cover is on a like for like basis on military content, kit and home insurance, subject to underwriting acceptance. Offer only available to new customers taking out a military contents and home insurance policy over the phone. Offer valid until 31/12/2019, but maybe changed or withdrawn without notice at any time. Proof of current quote will be required for the offer to be applied.

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Known as our Right Dress Advantage policy, our cover can help with the following:

Right Dress Advantage

This forces home insurance policy is designed for military personnel, no longer living in rented MOD accommodation and who have now purchased their own home. This policy enables you to cover your home for buildings insurance as well as offering cover for your contents and personal effects.

New for old cover

If your insured items are lost, stolen or damaged beyond repair the policy covers you for a replacement as new. The only exceptions are civilian clothing and bed linen, where a deduction will be made for wear and tear. We will always try to replace your goods with the same item or the closest equivalent model.

Optional extras

We can also provide insurance for personal accident, legal expenses and insurance for your policy excess. If you are interested in any of these extras just ask the military insurance team for more information.

Flexible claims process

We accept as part of your job role it’s not always possible to report incidents of loss straight away whilst on deployment. As such, we are more flexible with our claims process and ask that you report your losses in no later than 180 days of becoming aware of the loss. Still report to us as soon as you can though - the quicker we know, the quicker we can resolve the claim for you.

Compare our three military insurance policies below
Cover for:Military Kit Insurance – Right Dress Basic Kit & Contents Insurance - Right Dress Kit & HomeHome Owner's Insurance - Right Dress Advantage
Personal affects
License to occupy
Home contents
Home owner's insurance    

If you'd like to include personal accident cover, legal expenses or insurance for your excess please speak with a member of the team.

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Military Home Insurance Claims

Simply call us and talk us through the details of the claim. We will advise you of the next steps.

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

01242 533748

We're here to help Mon-Fri, 9am-5pm

Military Home Insurance Articles & Guides

Learn more in our military hub:

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Full name   Contact number     Email address     Please note: This service operates only during office hours.