Military Home Insurance

Home owners insurance designed for those in the armed forces.

  • Benefit from kit, contents and home insurance designed specifically for military personnel
  • Our teams are in house from quote to claim so you get the service you need without being passed around
  • Flexible claims process - because we understand you can't always call us straight away

Get your military home insurance quote and buy online

Make an enquiry

Call us to set up a policy or just ask a question

01242 533 783
01242 533 747

+44 outside UK. Weekdays 9am - 6pm
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Known as our Right Dress Advantage policy, our cover can help with the following:

Right Dress Advantage

This forces home insurance policy is designed for military personnel, no longer living in rented MOD accommodation and who have now purchased their own home. This policy enables you to cover your home for buildings insurance as well as offering cover for your contents and personal effects.

New for old cover

If your insured items are lost, stolen or damaged beyond repair the policy covers you for a replacement as new. The only exceptions are civilian clothing and bed linen, where a deduction will be made for wear and tear. We will always try to replace your goods with the same item or the closest equivalent model.

Optional extras

We can also provide insurance for personal accident, legal expenses and insurance for your policy excess. If you are interested in any of these extras just ask the military insurance team for more information.

Flexible claims process

We accept as part of your job role it’s not always possible to report incidents of loss straight away whilst on deployment. As such, we are more flexible with our claims process and ask that you report your losses in no later than 180 days of becoming aware of the loss. Still report to us as soon as you can though - the quicker we know, the quicker we can resolve the claim for you.

Compare our three military insurance policies below
Cover for:Military Kit Insurance – Right Dress Basic Kit & Contents Insurance - Right Dress Kit & HomeHome Owner's Insurance - Right Dress Advantage
Kit
Personal affects
License to occupy
Home contents
Home owner's insurance    

If you'd like to include personal accident cover, legal expenses or insurance for your excess please speak with a member of the team.

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Military Home Insurance Claims

Simply call us and talk us through the details of the claim. We will advise you of the next steps and guide you through the process right through to settlement.

In line with our service pledge, we will act within 24 hours of being notified of your claim and within five days if you provide us with new information on an existing claim, to ensure that your claim is settled as quickly as possible.

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

01242 533748

We're here to help Mon-Fri, 9am-5pm

Military Home Insurance Articles & Guides

Learn more in our military hub:

Military Kit To Insure Thumb

insurance guide

Military Kit and Home Insurance Buyer's Guide

In this guide we’ll take you through the key points of our military cover, explain them in straightforward terms and give you some insight into our policies. Read on to find out more.

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